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1128 Benton St, Anoka, MN, 55303

6beds
6baths
7,182sqft
$1,250,000
$174price/sqft
$8,905/moest. monthly cost
$356,200/yrincome needed

About This Home

From the moment you arrive, this beautiful custom-built two-story home welcomes you with timeless elegance and a quiet sense of retreat. Framed by stately brick pillars, a private brick fence, and professionally landscaped grounds, the curb appeal sets the tone for what lies beyond. A covered entry invites you and your guests inside, where warmth and comfort unfold effortlessly. Step into the grand foyer, where natural light pours through picturesque windows on every level, drawing your eyes toward the peaceful beauty of the Mississippi River just beyond. Thoughtfully designed for both everyday living and elegant entertaining, the main level offers expansive spaces filled with light and connection to the outdoors. The living room is truly the heart of the home, featuring a majestic tongue-and-groove vaulted ceiling, a cozy gas fireplace, and sweeping windows that frame the ever-changing river views and lush backyard. Just beyond, a formal dining room provides the perfect setting for gatherings both intimate and grand. The kitchen is as inviting as it is functional, with tiled finishes, a charming breakfast area, and direct access to a new deck - an ideal spot to begin your morning with coffee as the river gently flows, or to unwind in the evening surrounded by nature. A mudroom and main-level laundry add everyday convenience, blending practicality with thoughtful design. The owner's suite offers a peaceful sanctuary, complete with a private vanity area, walk-in closet, walk-in tiled shower, and a jetted tub wrapped in tile - creating a spa-like space to relax and recharge. Upstairs, additional bedrooms and baths provide comfort and privacy, while the expansive lower level opens up a world of possibilities. With a walkout to the pool and patio, this level is designed for both relaxation and recreation - featuring a large family room with a wood-burning fireplace, a wet bar and sitting area, office space, exercise or amusement room, hobby or guest areas, and abundant storage. A second laundry area adds even more ease to daily living. Outdoors, the experience becomes truly special. The in-ground heated pool, surrounded by a gated patio and lush landscaping, creates a private oasis for summer days. The gently sloping lot leads you down to the river's edge, where a beautiful stone patio offers a serene place to sit, reflect, and take in the sights and sounds of nature. Each season brings it own beauty - morning sunrises, glowing sunsets, and the quiet rhythm of the water. Located along the recreational stretch of the Mighty Mississippi River, this property offers the rare ability to boat into historic downtown Anoka, where you can dock and enjoy charming shops, dining, and year-round community events or turn right into Champlin for riverfront Char Blu restaurant, year round activities, and docking area. For those who work in the Twin Cities yet long to come home to peace and privacy, this home offers the perfect balance - just a short drive from the city, yet a world away in feel. Here, every day ends in a setting that feels like a getaway, where nature, comfort, and refined living come together in perfect harmony.

Getting Around

17
WalkingCar-Dependent
18
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

5/10
7/10
Anoka Senior High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Water Filtration System,Microwave,Refrigerator,Trash Compactor,Washer,Water Softener Owned
  • Laundry features: Lower Level,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Finished,Storage Space,Sump Pump,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 460
  • Dimensions: 23x20

Bedroom2

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom3

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Bedroom4

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom5

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom6

  • Level: Upper
  • Area: 221
  • Dimensions: 13x17

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 299
  • Dimensions: 13x23

Family Room

  • Level: Lower
  • Area: 624
  • Dimensions: 24x26

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,474
  • Finished area above ground: 4,708

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 7,411
  • Total interior livable area: 7,182 sqft

Kitchen

  • Level: Main
  • Area: 315
  • Dimensions: 15x21

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Main
  • Area: 748
  • Dimensions: 22x34

Office

  • Level: Lower
  • Area: 440
  • Dimensions: 22x20

Other

  • Level: Lower
  • Area: 448
  • Dimensions: 28x16

Other

  • Level: Lower
  • Area: 242
  • Dimensions: 22x11

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom,Door Lever Handles,No Stairs External,Partially Wheelchair

Details

  • Parcel number: 023125440019
  • Zoning description: Residential-Single Family
  • Foundation area: 3568

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool
  • Patio & porch: Awning(s),Covered,Deck,Front Porch,Patio
  • Fencing: Partial,Split Rail
  • Has view: Yes
  • View description: River,South
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront Elevation(4-10),Lake Bottom(Gravel,Rocky,Sand)
  • Frontage length: Water Frontage: 100

Lot

  • Lot size: 0.48 Acres
  • Features: Accessible Shoreline,Cleared,Tree Coverage - Light
  • Lot size dimensions: 100 x 227 x 80 x 219

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$770$9,240
Property Taxes $1,210$14,520
Electricity $605$7,268
Total$8,905$106,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,314/yr
40% on housing$267,150/yr
45% on housing$237,466/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Price change$1,250,000
2026-05-22Listed for sale$1,500,000
2026-05-05Listing removed$1,500,000
2026-04-06Listed for sale$1,500,000
1999-10-25Sold$527,900

For Sale by Agent

AgentCollin Keith Anderson
BrokerageRE/MAX Results

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