See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

14481 Berglund Rd, Pecatonica, IL, 61063

5beds
5baths
6,096sqft
$1,137,000
$187price/sqft
$9,384/moest. monthly cost
$375,360/yrincome needed

About This Home

Experience over 6,000SF of luxury living in this custom-built home situated on nearly 40 scenic acres. Offering 5 bedrooms & 5 full baths, including 2 private primary suites, this home is designed for both everyday living and entertaining. The main-level primary suite is a luxurious retreat featuring a spa-inspired ensuite with a walk-in tiled shower, soaking tub, dual vanities, and a spacious walk-in closet. Upstairs, the second primary suite offers its own full bath, walk-in closet, and cozy fireplace overlooking the surrounding farmland, creating a peaceful private escape. Also, on the main level is an additional full bath and 2nd bedroom/office/den space. The gourmet kitchen showcases Wolf, Sub-Zero, and Fisher & Paykel appliances, granite countertops, and rich rosewood hardwood floors open to the family room which is an exceptional space for family gatherings. A second full kitchen, full bath, and large living space are all offered in walk-out lower level providing flexibility for entertaining or extended living. A 1,476-square-foot outbuilding includes 500 square feet of finished flex space with a full bath, making it ideal for a home office, fitness room, studio, recreation space, or guest accommodations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Pecatonica High SchoolGrades 9-121.9 mi
6/10

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Wall Oven,Washer,Water Softener,LP Gas Tank Rented,Solar Hot Water
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Entrance,Full,Sump Pump

Bedroom2

  • Level: Main
  • Area: 129.95

Bedroom3

  • Level: Upper
  • Area: 146.25

Bedroom4

  • Level: Upper
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Main
  • Area: 397.58

Features

  • L.L. Finished Space,Granite Counters,Second Kitchen
  • Window features: Skylight(s)
  • Number of fireplaces: 3
  • Fireplace features: Gas,Fire-Pit/Fireplace
  • Fireplace: Yes
  • Finished area below ground: 2,115
  • Finished area above ground: 3,981

Heating & Cooling

  • Heating features: Forced Air,Zoned,Propane,Solar
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 6,096
  • Total interior livable area: 6,096 sqft

Kitchen

  • Level: Main
  • Area: 291.84

Living Room

  • Level: Main
  • Area: 422.4

Master Bedroom

  • Level: Main
  • Area: 257.4

Property

Details

  • Parcel number: 0935100013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Country

Lot

  • Lot size: 39.83 Acres
  • Features: Full Exposure,Agricultural,Rural

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,749$68,988
Home Insurance *$1,007$12,084
Property Taxes $2,160$25,920
Electricity $468$5,626
Total$9,384$112,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$321,737/yr
40% on housing$281,520/yr
45% on housing$250,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 61063$168
Winnebago County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61063$130
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$1,080,000
2026-08-05Price change$1,080,000
2026-05-15Listed for sale$1,137,000
2025-10-02Listing removed$1,137,000
2025-08-20Price change$1,137,000
2025-07-15Price change$1,175,000
2025-06-08Price change$1,198,000
2025-04-22Price change$1,224,500
2025-03-15Price change$1,249,500
2025-01-20Listed for sale$1,275,000
2024-08-18Listing removed$1,299,500
2024-05-03Listed for sale$1,299,500
2005-07-27Sold$400,000

For Sale by Agent

AgentDarin Spades
BrokerageRealty One Group Strategies

Similar Homes