3528 N Central Ave, Rockford, IL, 61101
About This Home
Rare Double Home Property with Incredible Amenities! Don't miss this exceptional real estate opportunity featuring two separate 2 bedroom, 1 bathroom homes on one property. Whether you are looking for an investment, or the perfect multi-generational living arrangement. House 1 (3604): Modern & Move-In Ready. 2 bedrooms, 1 bathroom, plus a private 1 car garage. Features granite countertops and a fully finished basement for extra living space, a home office, or a media room. Outfitted with newer windows that fill the home with bright, natural light. House 2 (3612): Cozy Comfort & Bonus Space. 2 bedrooms, 1 bathroom, plus its own private 1 car garage. A finished basement for a home gym, or additional storage. The Grounds: Your Private Summer Oasis. The outdoor amenities truly set this property apart, offering a massive amount of storage, workspace, and relaxation areas: Outdoor Living: An oversized deck and patio area overlooks a beautifully private backyard ideal for barbecues, entertaining, or peaceful mornings. Incredible Storage & Workspace: A large barn on the property offers endless possibilities for hobbies or storage, boat storage, or a massive workshop. Location: Close to local Wal-Mart. House 2 (3612) is currently occupied and rented with a long-term tenant. Agent Related.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Stove/Cooktop,Water Softener Rented,Gas Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Sump Pump,Finished
Bedroom2
- Level: Main
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Family Room
- Level: Lower
- Area: 165
Features
- L.L. Finished Space,Granite Counters
- Window features: Window Treatments
- Fireplace features: Fire-Pit/Fireplace
- Attic: Storage
- Finished area below ground: 0
- Finished area above ground: 1,836
Heating & Cooling
- Heating features: Forced Air,Baseboard
- Cooling features: Central Air
Interior Area
- Total structure area: 1,836
- Total interior livable area: 1,836 sqft
Kitchen
- Level: Main
- Area: 209
Living Room
- Level: Main
- Area: 198
Master Bedroom
- Level: Main
- Area: 130
Property
Details
- Parcel number: 1104476001
- Special condition: Agent Owned/Interest
Features
- Patio & porch: Deck,Patio-Brick Paver
Lot
- Lot size: 10.69 Acres
- Features: Agricultural,City/Town
Parking
- Total spaces: 1
- Parking features: Asphalt,Attached,Barn,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $1,010 | $12,120 |
| Property Taxes | $1,424 | $17,088 |
| Electricity | $141 | $1,694 |
| Total | $6,367 | $76,404 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $750,000 |
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