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21562 Golden Maple Ct, South Bend, IN, 46628

6beds
5baths
7,302sqft
$1,175,000
$161price/sqft
$8,750/moest. monthly cost
$350,000/yrincome needed

About This Home

Luxury is yours in this stunning custom built home in highly sought after Whippoorwill Valley. Perfectly nestled on over 2+ acres of wilderness, on a cul-de-sac lot. Featuring over 7400 sq ft including 6 large bedrooms and 5 bathrooms. Kitchen opens into vaulted family room with fireplace. Spacious main level owners suite with designer bath. Huge finished walkout basement w/theater room, workout room, bar, family room, full bath perfect for entertaining. Dual furnaces & AC units. Brand new epoxy garage floor. New appliances including washer & dryer. New carpet and hardwood floors in 2024. 5 miles to ND. Green Energy Certified. Broker Owned.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Coquillard Primary CenterGrades PK-54.2 mi
9/10
2/10
Clay High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Brick,Shingle Siding,Stone,Masonry,Cement Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Gas Cooktop,Dryer-Gas,Exhaust Fan,Double Oven,Gas Water Heater,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • 1st Bdrm En Suite,Bar,Ceiling-9+,Cathedral Ceiling(s),Tray Ceiling(s),Vaulted Ceiling(s),Countertops-Solid Surf,Crown Molding,Eat-in Kitchen,Entrance Foyer,Soaking Tub,Kitchen Island,Open Floorplan,Split Br Floor Plan,Stand Up Shower,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room,Custom Cabinetry
  • Door features: Six Panel Doors,ENERGY STAR Qualified Doors,Insulated Doors
  • Window features: ENERGY STAR Qualified Windows,Window Treatments,Blinds
  • Flooring: Hardwood,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 2,800
  • Finished area above ground: 4,502

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,ENERGY STAR Qualified Equipment,High Efficiency Furnace,Zoned
  • Cooling features: Central Air,Multi Units,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Zoned

Interior Area

  • Total structure area: 7,452
  • Total interior livable area: 7,302 sqft

Property

Details

  • Parcel number: 001710315129.004000
  • Other equipment: Sump Pump,Sump Pump+Battery Backup

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Exterior features: Irrigation System
  • Has spa: Yes
  • Spa features: Private
  • Fencing: None

Lot

  • Lot size: 2.15 Acres
  • Features: Few Trees,0-2.9999,Rural,Landscaped
  • Lot size dimensions: 208x 378

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$1,051$12,612
Property Taxes $1,089$13,068
Electricity $669$8,032
Total$8,750$105,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$300,000/yr
40% on housing$262,500/yr
45% on housing$233,333/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$102
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$1,250,000
2025-09-17Listing removed$1,300,000
2025-05-22Listed for sale$1,300,000
2024-10-27Listing removed$1,250,000
2024-06-02Listed for sale$1,250,000
2023-06-20Listing removed$1,225,000
2023-03-04Listed for sale$1,225,000
2023-02-22Listing removed--
2022-12-07Price change$1,230,000
2022-10-03Listed for sale$1,250,000
2022-08-31Listing removed$1,250,000
2022-08-09Listed for sale$1,250,000
2022-04-29Listing removed$1,250,000
2022-04-18Price change$1,195,000
2022-02-05Listed for sale$1,250,000
2021-09-27Listing removed$1,150,000
2021-08-06Listed for sale$1,150,000
2021-06-30Listing removed$975,000
2021-06-15Price change$975,000
2021-06-14Price change$989,900
2021-06-11Price change$1,030,000
2021-05-09Price change$999,900
2021-04-29Listed for sale$1,100,000
2021-03-21Listing removed$1,050,000
2021-03-12Listed for sale$1,050,000
2011-07-07Sold$63,500

For Sale by Agent

AgentAmy Ziolkowski
BrokerageZiolkowski Realty LLC

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