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1432 S Lake George Dr, Mishawaka, IN, 46545

4beds
5baths
3,293sqft
$599,000
$182price/sqft
$4,142/moest. monthly cost
$165,680/yrincome needed

About This Home

**OPEN HOUSE SUNDAY APRIL 12TH 2-4PM** Experience effortless living in this exceptional villa nestled within one of Michiana’s most coveted communities, where comfort and elegance come together in a picturesque setting. Offering over 3,100 square feet of thoughtfully designed space, this home features 4 bedrooms and 5 full baths, highlighted by a luxurious main-level primary suite that provides both privacy and convenience. The sun-filled great room showcases a cozy fireplace and flows seamlessly into a bright and inviting sunroom perfect for relaxing or entertaining year-round. A formal dining area, charming breakfast nook, and well-appointed kitchen create an ideal layout for both everyday living and hosting guests. Upstairs, a versatile loft or studio space adds flexibility, along with two additional private bedroom suites perfect for family or visitors. Step outside to enjoy peaceful water views and beautifully landscaped grounds, all meticulously maintained by the association for truly carefree living. The oversized three-car garage with custom built-ins provides exceptional storage and functionality. This is a rare opportunity to enjoy an elevated villa lifestyle in a picturesque setting with all the benefits of a maintenance-free community.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
8/10
Schmucker Middle SchoolGrades 6-83.0 mi
10/10
Penn High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2010

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Gas Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Dryer Hook Up Gas/Elec,Main Level

Basement

  • Basement: Crawl Space,None,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 187

Family Room

  • Level: Upper
  • Area: 455

Features

  • 1st Bdrm En Suite,Breakfast Bar,Sound System,Ceiling-9+,Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Stone Counters,Crown Molding,Eat-in Kitchen,Guest Quarters,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
  • Window features: Window Treatments,Shutters
  • Flooring: Carpet,Tile,Vinyl,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log,One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,293

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,293
  • Total interior livable area: 3,293 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 323

Property

Details

  • Parcel number: 710903201011.000022
  • Other equipment: Generator-Whole House,Sump Pump

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Waterfront-Level Bank,Assoc,Pond

Lot

  • Lot size: 0.34 Acres
  • Features: Landscaped
  • Lot size dimensions: 60X161

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$356$4,272
Property Taxes $457$5,484
Electricity $301$3,622
Total$4,142$49,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,011/yr
40% on housing$124,260/yr
45% on housing$110,453/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$123
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$599,000
2026-04-02Listed for sale$634,000
2026-04-02Listing removed$634,000
2026-03-23Price change$634,000
2026-02-03Listed for sale$650,000
2025-12-19Listing removed$650,000
2025-10-03Listed for sale$650,000
2024-09-30Listing removed$669,900
2024-09-06Listed for sale$669,900
2010-02-26Sold$473,399

For Sale by Agent

AgentStephen Bizzaro
BrokerageHoward Hanna SB Real Estate

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