22702 E Martin Lake Dr NE, Linwood, MN, 55079
About This Home
FREE PONTOON ($50K Value) and NEW DOCK ($20K Value) - Only with this home! FIRST TIME EVER ON THE MARKET. This home has been lovingly cared for in the same family for multiple generations. Opportunity is here for you to take advantage of. Did we mention the FREE pontoon? Year round living as a primary home or wonderful as a seasonal cabin property, so close to the Twin Cities. Located on Martin Lake, with quiet boating, good fishing, sandy bottom and wonderful neighbors. 2 BR + Loft, 3 BA, full kitchen and bonus wet bar (that could be a second kitchen), 2 sided FP. Beautiful lake views out every west facing windows. Many updates throughout including: new tankless water heater, new water softener, new upgraded LVT throughout main level, renovated lower level bathroom, new kitchen and laundry SS appliances. Compliant septic system, FREE PONTOON included with acceptable offer. Relax on your spacious decks and patios out front and back, catching the sensational sunsets. FREE pontoon, dock included, and other equipment to make lake living your new lifestyle!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Finished,Walk-Out Access
Bedroom
- Level: Main
- Area: 204
- Dimensions: 17x12
Bedroom2
- Level: Lower
- Area: 170
- Dimensions: 17x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 84
- Dimensions: 12x7
Deck
- Level: Main
- Area: 63
- Dimensions: 9x7
Deck
- Level: Lower
- Area: 840
- Dimensions: 35x24
Dining Room
- Level: Lower
- Area: 60
- Dimensions: 12x5
Family Room
- Level: Lower
- Area: 231
- Dimensions: 21x11
Features
- Number of fireplaces: 1
- Fireplace features: Double Sided,Gas,Other
- Fireplace: Yes
- Finished area below ground: 723
- Finished area above ground: 1,173
Foyer
- Level: Main
- Area: 105
- Dimensions: 15x7
Hearth Room
- Level: Main
- Area: 49
- Dimensions: 7x7
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 2,232
- Total interior livable area: 1,896 sqft
Kitchen
- Level: Lower
- Area: 156
- Dimensions: 13x12
Living Room
- Level: Main
- Area: 306
- Dimensions: 18x17
Loft
- Level: Upper
- Area: 104
- Dimensions: 13x8
Other
- Level: Main
- Area: 72
- Dimensions: 9x8
Patio
- Level: Lower
- Area: 660
- Dimensions: 30x22
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 043322110016
- Zoning description: Residential-Single Family
- Foundation area: 1059
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Patio
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake View,Lake Bottom(Sand)
- Frontage length: Water Frontage: 50
Lot
- Lot size: 6,969 sqft
- Features: Tree Coverage - Heavy
- Lot size dimensions: 50 x 135
Parking
- Total spaces: 2
- Parking features: Detached Garage,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Strong Wind
- Cold Wave
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $368 | $4,416 |
| Electricity | $170 | $2,050 |
| Total | $3,379 | $40,548 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $500,000 |
| 2021-10-15 | Sold | $440,000 |
| 2000-01-24 | Sold | $101,800 |
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