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3989 White Owl Ct, Duluth, GA, 30097

2beds
1baths
888sqft
$299,900
$338price/sqft
$2,068/moest. monthly cost
$82,720/yrincome needed

About This Home

Move-in ready ranch in Duluth with an updated interior, vaulted ceilings, a fully fenced backyard, and a convenient location in The Village at Albion Farm. This 2-bedroom, 1-bath home offers an efficient single-level floor plan. The open-concept living and dining area features soaring vaulted ceilings, abundant natural light, and a fireplace that accommodates either wood-burning fires or gas logs. Fresh interior paint and tile flooring throughout provide a clean, modern, low-maintenance living environment. The updated kitchen showcases shaker-style cabinetry, subway tile backsplash, solid-surface countertops, and a breakfast bar overlooking the main living area. Both bedrooms feature direct access to the Jack-and-Jill bathroom, creating a functional layout for privacy and convenience. Step outside to enjoy a fully fenced backyard with a patio that's ideal for outdoor dining and entertaining. The roof was replaced in 2019 with architectural shingles, and provides added peace of mind. The HOA maintains the front lawn, making exterior upkeep even easier. Leasing is permitted on a limited basis, subject to the community's leasing cap and HOA approval. There is current availability for open leasing applications. Buyers should verify current leasing availability and requirements with the association. Located just minutes from Rogers Bridge Park, Cauley Creek Park, the Chattahoochee River, Downtown Duluth, and the shopping, restaurants, coffee shops, and everyday conveniences along Peachtree Industrial Boulevard. Chattahoochee Elementary School is located nearby, and major commuter routes are easily accessible. If you're looking for a primary residence or exploring an investment opportunity, this home offers an appealing combination of updates, low-maintenance living, and a desirable Duluth location. Bonus opportunity: This property is located in an area that may qualify eligible buyers for up to $10,000 in down payment and/or closing cost assistance through a lender program. Buyer qualification requirements and income limits apply. Contact the listing agent for details. *Some photos have been virtually staged.*

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
9/10
Coleman Middle SchoolGrades 6-81.1 mi
5/10
Duluth High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • High Ceilings,Master On Main Level,Roommate Plan,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Gas Starter,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 888
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Kitchen

  • Features: Pantry,Solid Surface Counters

Property

Details

  • Parcel number: R7244 234
  • Special condition: Agent/Seller Relationship,Investor Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced
  • Waterbody name: None
  • Residential vegetation: Cleared

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Private

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$101$1,212
Property Taxes $232$2,784
Electricity $219$2,637
Total$2,068$24,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,902/yr
40% on housing$62,040/yr
45% on housing$55,146/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 30097$230
Gwinnett County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30097$219
Gwinnett County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$294,900
2026-06-23Listed for sale$299,900
2022-09-18Listing removed--
2022-09-13Listed for rent$1,800
2020-03-02Listing removed$1,450
2020-02-26Listed for rent$1,450
2019-08-06Sold$168,000
2019-05-26Listed for sale$173,000
2015-12-23Listing removed$1,050
2015-12-18Listed for rent$1,050
2015-12-17Listing removed$129,500
2015-12-12Price change$129,500
2015-10-04Listed for sale$138,500
2013-09-12Listing removed$950
2013-08-30Listed for rent$950
2013-03-08Listing removed$990
2013-02-20Listed for rent$990
2011-09-21Listing removed$950
2011-09-01Listed for rent$950
2010-09-29Listing removed$113,000
2010-04-02Listed for sale$113,000
2003-12-02Sold$112,800
1994-09-29Sold$69,800

For Sale by Agent

AgentVili Nikolova
BrokerageeXp Realty

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