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22808 Poppy St NW, Saint Francis, MN, 55070

4beds
2baths
2,506sqft
$385,000
$154price/sqft
$2,749/moest. monthly cost
$109,960/yrincome needed

About This Home

Welcome to this beautifully maintained home offering a bright, open layout and inviting spaces throughout. The impressive two-story foyer creates a grand first impression, while the updated kitchen features modern finishes, a center island, and seamless flow into the dining and living areas - perfect for everyday living and entertaining. Step outside to enjoy a spacious deck overlooking the private, tree-lined backyard, complete with a paver patio and fire pit for relaxing summer evenings. The heated, insulated three-car garage provides exceptional storage and workspace. With a newer 2023 roof, thoughtful updates, and convenient access to parks, trails, the Rum River, and all that Saint Francis has to offer, this home is ready for its next chapter!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
5/10
8/10
St. Francis High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15X13

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Level: Lower
  • Area: 150
  • Dimensions: 15X10

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Upper
  • Area: 192
  • Dimensions: 16X12

Dining Room

  • Level: Upper
  • Area: 154
  • Dimensions: 14X11

Family Room

  • Level: Lower
  • Area: 299
  • Dimensions: 23X13

Features

  • Finished area below ground: 1,200
  • Finished area above ground: 1,306

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,612
  • Total interior livable area: 2,506 sqft

Kitchen

  • Level: Upper
  • Area: 210
  • Dimensions: 15X14

Living Room

  • Level: Upper
  • Area: 238
  • Dimensions: 17X14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 053324120045
  • Zoning description: Residential-Single Family
  • Foundation area: 1306

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 80 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$266$3,192
Property Taxes $326$3,912
Electricity $211$2,536
Total$2,749$32,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,251/yr
40% on housing$82,470/yr
45% on housing$73,306/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 55070$176
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55070$208
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$385,000
2024-09-30Sold$379,900
2024-08-27Pending sale$379,900
2024-08-19Listed for sale$379,900
2023-03-01Sold$355,000
2023-01-30Pending sale$345,000
2023-01-26Listed for sale$345,000
2022-12-29Pending sale$345,000
2022-12-04Price change$345,000
2022-11-17Listed for sale$350,000
2020-12-04Sold$300,000
2020-10-19Listed for sale$299,700
2020-05-22Sold$194,000
2019-07-06Listing removed$196,451
2019-07-05Price change$196,451
2019-07-04Price change$197,167
2019-07-02Price change$197,878
2019-06-29Price change$199,689
2019-06-26Price change$173,031
2019-06-19Price change$175,465
2019-06-18Price change$175,604
2019-06-15Price change$192,371
2019-06-12Listed for sale--
2018-11-09Sold$201,600
2016-06-09Sold$230,000
2011-09-26Sold$122,100
2004-10-29Sold$210,000
2000-04-07Sold$30,000

For Sale by Agent

AgentJames W. Stangler
BrokerageReal Broker, LLC

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