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1322 Ralston St, Gainesville, GA, 30501

2beds
1baths
1,041sqft
$179,000
$172price/sqft
$1,324/moest. monthly cost
$52,960/yrincome needed

About This Home

Investor special with strong value-add potential in an established Gainesville location. This property offers renovation or rental opportunity with existing structure in place and off-street access. Level lot with public water and sewer already connected, providing added redevelopment or improvement flexibility. Conveniently located approximately 1.5 miles to Downtown Gainesville Square, about 2 miles to Northeast Georgia Medical Center, and within 3 miles of I-985 access and the Jesse Jewell Parkway retail and dining corridor. Proximity to major employment, medical, and commercial centers supports long-term rental demand.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
6/10
South Hall Middle SchoolGrades 6-84.4 mi
4/10
Johnson High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Basement: None

Bedroom

  • Features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Other

Features

  • Other
  • Window features: None
  • Flooring: Other
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,041
  • Total interior livable area: 1,041 sqft

Kitchen

  • Features: Other

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: Other
  • Level: Other

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00126 006013
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Other,No Dock
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Rural
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 7,405 sqft
  • Features: Other
  • Lot size dimensions: 150 x 50

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$98$1,176
Property Taxes $102$1,224
Electricity $219$2,637
Total$1,324$15,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,394/yr
40% on housing$39,720/yr
45% on housing$35,306/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 30501$164
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30501$160
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$179,000

For Sale by Agent

AgentAllen Dellinger
BrokerageKeller Williams Lanier Partners

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