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8015 4th Ave, Lino Lakes, MN, 55014

6beds
4baths
2,632sqft
$444,900
$169price/sqft
$3,175/moest. monthly cost
$127,000/yrincome needed

About This Home

Rare opportunity for a duplex in this area - no other duplexes have been listed in more than 5 years within miles of this excellent location. Cash or hard money only for this 6 BR 4 BTH duplex project that needs work and is being sold as-is. 3 BRs on same level on each side in the upper level with a full bathroom and main level laundry in each unit near the half bathrooms. Updated entry doors, painted interiors, ceilings redone and other updates completed.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Side by Side

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,632

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 063122440009
  • Foundation area: 1248

Features

  • Levels: One

Lot

  • Lot size: 0.27 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 117 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,249$26,988
Home Insurance *$281$3,372
Property Taxes $424$5,088
Electricity $221$2,663
Total$3,175$38,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,857/yr
40% on housing$95,250/yr
45% on housing$84,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 55014$188
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55014$214
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$449,900
2026-02-18Price change$499,900
2026-02-11Listed for sale$549,900
2023-05-22Listing removed--
2023-05-04Price change$450,000
2023-04-21Listed for sale$474,900
2017-03-20Sold$160,299
2017-02-11Listed for sale$99,000
2016-12-10Listing removed$168,000
2016-11-22Pending sale$168,000
2016-11-01Price change$168,000
2016-10-21Price change$176,600
2016-09-22Price change$178,000
2016-09-10Listed for sale$190,000
2016-07-30Listing removed$190,000
2016-07-26Price change$190,000
2016-06-10Price change$208,900
2016-05-26Price change$210,000
2016-04-09Listed for sale$226,300
2006-12-21Sold$303,950
2002-06-27Sold$206,000
1996-02-20Sold$91,000

For Sale by Agent

AgentElizabeth Sibet
BrokerageeXp Realty

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