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818 McBride St SE, Gainesville, GA, 30501

3beds
1baths
--sqft
$230,000
--price/sqft
$1,640/moest. monthly cost
$65,600/yrincome needed

About This Home

Investor opportunity in the heart of Gainesville! This property includes 818 McBride St SE along with the adjacent lot at 822 McBride St SE, offering added flexibility and potential for future use. The home features approximately 800 square feet with 3 bedrooms and 1 bathroom, and has been partially updated with solid curb appeal and room for additional improvements. Currently tenant-occupied, this property provides immediate rental income with a tenant in place who has expressed interest in remaining, making it a great addition to an investment portfolio. The neighboring lot at 822 McBride is included in the sale, providing additional space and opportunity. Conveniently located near downtown Gainesville, shopping, dining, and major roadways. Showings are limited. Please contact listing agent for details and scheduling.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1939

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: 01021 007024

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$126$1,512
Property Taxes $132$1,584
Electricity $219$2,637
Total$1,640$19,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,228/yr
40% on housing$49,200/yr
45% on housing$43,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30501$164
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30501$160
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$230,000

For Sale by Agent

AgentLeslie B White
BrokerageResource Brokers, LLC

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