1091 Riverside Ter, Gainesville, GA, 30501
About This Home
Charming updated 1950 home located in the heart of Downtown Gainesville just minutes from Longstreet Cafe, Gainesville High School Stadium, shopping, dining, and entertainment. This move-in ready 2-bedroom, 1-bath home offers updated finishes, laundry connections, and excellent investment potential in one of Gainesville's most convenient locations. Currently tenant occupied on a month-to-month lease, this property provides immediate income opportunity with flexibility for future use. With No HOA and no rental restrictions, this home is ideal for investors, owner occupants, or those looking to expand their rental portfolio in a rapidly growing area. Seller prefers to sell all properties together as part of an investment portfolio package, creating a rare opportunity to acquire multiple income-producing properties in Downtown Gainesville. Owner Financing Option Available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1950
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range (Combo),Refrigerator
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Master On Main Level,Other
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 0
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 0
Kitchen
- Features: Breakfast Area
Property
Details
- Parcel number: 01074 001011
- Special condition: Investor Owned
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Has view: Yes
- View description: City
- Waterbody name: None
Lot
- Lot size: 0.26 Acres
- Features: City Lot
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $172 | $2,064 |
| Electricity | $219 | $2,637 |
| Total | $2,071 | $24,852 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-13 | Listed for sale | $300,000 |
| 2009-09-04 | Sold | $72,500 |
| 2009-01-30 | Listing removed | $184,900 |
| 2008-10-15 | Listed for sale | $184,900 |
| 2006-02-09 | Sold | $101,500 |
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