See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2638 Waters Edge Dr, Gainesville, GA, 30504

5beds
5baths
4,124sqft
$599,000
$145price/sqft
$3,994/moest. monthly cost
$159,760/yrincome needed

About This Home

Beautiful Traditional home with primary suite on the main floor and finished terrace level! This well cared for 5 bedroom 4.5 bath home has been thoughtfully designed for the way families truly live-Offering space to grow, room to gather and quiet corners to unwind! From the moment you step inside this home feel warm and inviting. Sunlight fills the 2 story great room and stunning sunroom. Fully updated kitchen with stone counter tops and updated appliances and cute eat in kitchen area. Traditional Dining Room for formal gatherings 2 additional spacious bedroom upstairs each with walk in closets, private baths and additional storage. Lower Level boasts many options with 2nd kitchen, spacious great room with fireplace, 2 additional bedrooms and full bath. 2nd laundry and hot water heater perfect for entertaining, extended family visit, teen suite, multi generational living or rental income. The outside features multiple quiet sitting areas for entertaining or relaxing peaceful evenings with the family. Top rated Gainesville City Schools and easy access to Lake, shopping, restaurants in Gainesville, Flowery Branch or Buford.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Gainesville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: See Remarks
  • Roof: Composition
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Cooktop,Gas Oven
  • Laundry features: Laundry Room,Main Level,Lower Level,Other

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Finished Bath

Bedroom

  • Features: Master on Main, Roommate Floor Plan, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+, Separate Dining Room

Features

  • Crown Molding,Entrance Foyer 2 Story,High Speed Internet,Vaulted Ceiling(s),Walk-In Closet(s),Bookcases,High Ceilings 10 ft Main,High Ceilings 10 ft Upper,High Ceilings 9 ft Lower,Coffered Ceiling(s),Entrance Foyer,Recessed Lighting
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 3
  • Fireplace features: Basement,Other Room,Factory Built,Living Room,Brick,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,344
  • Finished area above ground: 2,680
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,124
  • Total interior livable area: 4,124 sqft

Kitchen

  • Features: Breakfast Bar, Kitchen Island, Pantry, Second Kitchen, Solid Surface Counters, Cabinets White, Stone Counters, Eat-in Kitchen, Breakfast Room

Master Bathroom

  • Features: Double Vanity, Soaking Tub, Vaulted Ceiling(s)

Master Bedroom

  • Features: Master on Main, Roommate Floor Plan, Split Bedroom Plan
  • Level: Master on Main, Roommate Floor Plan, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 08005 000180
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Landscaped,Private,Wooded,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Driveway,Garage,Garage Faces Front,Level Driveway,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$222$2,664
Property Taxes $344$4,128
Electricity $400$4,808
Total$3,994$47,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,937/yr
40% on housing$119,820/yr
45% on housing$106,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$187
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$599,000
2026-04-11Listing removed$599,000
2026-01-27Price change$599,000
2026-01-06Price change$609,000
2025-11-25Price change$619,000
2025-10-10Listed for sale$620,000
2023-09-13Sold$512,500
2023-08-17Pending sale$510,000
2023-08-04Price change$510,000
2023-07-16Listed for sale$535,000
2023-07-16Pending sale$535,000
2023-07-12Listed for sale$535,000
2023-04-04Listing removed$575,000
2023-02-06Price change$575,000
2023-01-12Price change$599,000
2022-12-27Price change$610,000
2022-11-16Price change$619,500
2022-11-07Price change$629,000
2022-11-04Price change$639,000
2022-10-07Listed for sale$629,000
2004-12-13Sold$272,000
1996-11-05Sold$215,000
1996-04-12Sold$193,500

For Sale by Agent

AgentRenee Mertes Stevens
BrokerageHarry Norman Realtors

Similar Homes