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4273 Cherokee Trl, Gainesville, GA, 30504

2beds
2baths
1,296sqft
$1,300,000
$1,003price/sqft
$9,872/moest. monthly cost
$394,880/yrincome needed

About This Home

A Rare Lake Lanier Retreat on 4.24 Private Acres in a Deepwater cove with great views! Drive all the way to the Water!! Discover one of Lake Lanier's rarest opportunities - 4.24 private acres with a large single-slip dock and a lakefront cabin retreat. Never before offered for sale, this unique property delivers the kind of privacy, acreage, and lake access that is increasingly difficult to find on Lanier. Tucked near the back of the property, the private cabin overlooks the lake and offers a peaceful setting to enjoy now while planning for the future. The land itself is highly usable, privately positioned, and rectangular in shape, with frontage on two roads for excellent access and flexibility. Whether you envision a private lake estate, a family retreat, a custom home with room for a barn and storage, or simply a quiet place to escape, this property offers the space to make it happen. Conveniently located by both road and water, it combines the best of Lake Lanier living: privacy, acreage, dock access, and long-term potential. Properties with this much land, privacy, and dock access on Lake Lanier rarely become available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Mcever Elementary SchoolGrades PK-52.2 mi
6/10
Chestatee Middle SchoolGrades 6-84.6 mi
5/10
Chestatee High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country/Rustic
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 648
  • Finished area above ground: 648
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Features: Country Kitchen

Property

Details

  • Parcel number: 08058 001093
  • Special condition: No Disclosure

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Corps of Engineers Control,Deep Water Access,Dock Rights,Lake
  • Waterbody name: Lanier
  • Frontage type: Lakefront
  • Frontage length: Waterfront Footage: 350
  • Residential vegetation: Wooded

Lot

  • Lot size: 4.24 Acres
  • Features: Private

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$482$5,784
Property Taxes $2,598$31,176
Electricity $219$2,637
Total$9,872$118,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$338,468/yr
40% on housing$296,160/yr
45% on housing$263,253/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,003This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$180
Hall County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$1,300,000

For Sale by Agent

AgentCharles Twiggs
BrokerageThe Twiggs Realty

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