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5555 Stone Trce, Gainesville, GA, 30504

4beds
4baths
4,050sqft
$649,000
$160price/sqft
$5,218/moest. monthly cost
$208,720/yrincome needed

About This Home

Exceptionally designed with outstanding accessibility features, this one-of-a-kind four-sided brick home combines thoughtful design, quality construction, and extensive recent improvements. Architectural highlights include zero-step entries, wide doorways, lowered switch plates, and a fully operational elevator providing convenient access between levels. The main level features a spacious primary suite, while each of the home's 2nd bedrooms includes its own full bath. The upper level offers an additional bedroom, full bath, and versatile loft area, all accessible by either the elevator or staircase. Designed for comfort and functionality, the home also features a flexible bonus room, a spacious kitchen that opens to the family room, an oversized garage, horseshoe driveway, covered patio, perimeter sidewalk, and a level, fully fenced backyard. A rare indoor pool with a pool lift further enhances the home's exceptional design and functionality. Recent improvements provide outstanding value and peace of mind, including a newer fence, professional tree removal, updated flooring, interior paint, and water heater completed approximately two years ago. Additional June 2026 updates include a new roof, new gutters, fresh mulch, new indoor pool windows, a new garage door, and a repaired and freshly pumped septic system. Located on a quiet cul-de-sac just moments from Lake Lanier, this exceptional property offers a rare combination of distinctive design, flexible living spaces, extensive accessibility features, and move-in-ready condition.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
Oakwood Elementary SchoolGrades PK-52.6 mi
3/10
West Hall Middle SchoolGrades 6-81.3 mi
4/10
West Hall High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Oversized Master, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: None

Features

  • Bookcases,Double Vanity,Elevator
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Marble
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,050
  • Total interior livable area: 4,050 sqft

Kitchen

  • Features: Breakfast Bar, View to Family Room

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main, Oversized Master, Split Bedroom Plan
  • Level: Master on Main, Oversized Master, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Doors,Accessible Elevator Installed,Accessible Entrance,Accessible Hallway(s),Accessible Kitchen

Details

  • Parcel number: 08077 004038
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Indoor,Private
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Back Yard,Wrought Iron
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.41 Acres
  • Features: Back Yard,Cleared,Front Yard,Landscaped,Level
  • Lot size dimensions: 178 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,Level Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$240$2,880
Property Taxes $1,304$15,648
Electricity $393$4,721
Total$5,218$62,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,902/yr
40% on housing$156,540/yr
45% on housing$139,146/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$187
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$649,000
2019-05-23Sold$310,000
2019-04-22Pending sale$325,000
2019-03-12Price change$325,000
2019-02-13Price change$380,000
2019-01-28Price change$395,000
2018-12-17Listed for sale$420,000
2011-07-21Listing removed$549,000
2011-04-28Listed for sale$549,000
2004-08-11Sold$380,000
2000-01-01Sold$310,000
1997-02-18Sold$40,000

For Sale by Agent

AgentJoo Young Tamaki
BrokerageYoung & Partners Realty

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