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5232 Trudy Cir, Gainesville, GA, 30504

2beds
2baths
1,500sqft
$259,000
$173price/sqft
$2,155/moest. monthly cost
$86,200/yrincome needed

About This Home

Welcome home to this charming ranch in Gainesville offering 2 bedrooms and 2 full bathrooms! Situated on a block foundation, this home features a covered front entry porch that provides a welcoming touch, along with a side deck that's perfect for enjoying the outdoors. Inside, you'll find an open-concept kitchen and dining area with beautiful hardwood flooring, creating a warm and functional space for everyday living and entertaining. The kitchen comes equipped with a stove, oven, and stainless steel refrigerator and dishwasher. Enjoy year-round comfort with central heating and air, along with energy-efficient double-pane windows. Outside, the chain-link fenced yard offers space for pets, play, or gardening, while the detached garage/workshop with power provides excellent space for parking, storage, hobbies, or projects. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home offers comfort, practicality, and plenty of potential! -HOME WARANTY UP TO $800. -LEAVE SELLER INFO BLANK ON OFFERS (WE WILL COMPLETE THIS INFO OURSELVES) -LISTING AGENT IS ALSO OWNER -HOUSE DOES NOT MEET THE FHA 91 DAY FLIP RULE UNITL SEPTEMBER 3RD, 2026 -NO SELLER FINANCING OR SUBJECT TO OFFERS. NO DOUBLE CLOSINGS, NO ASSIGNMENTS AND NO WHOLESALERS. PROOF OF FUNDS REQUIRED WITH ALL OFFERS. -$250 DISCOUNT ON ATTORNEY FEES IF BUYER USES OUR PREFERRED CLOSING ATTORNEY SHERMAN AND PHALEN (ASK ABOUT DISCOUNTED TITLE FEES).

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Mcever Elementary SchoolGrades PK-52.9 mi
6/10
Chestatee Middle SchoolGrades 6-85.8 mi
5/10
Chestatee High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1962

Materials

  • Foundation: Block
  • Roof: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookcases,Other
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Other,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,500
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 08081 009007
  • Special condition: Agent Owned,Investor Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Other
  • Fencing: Chain Link
  • Waterbody name: None

Lot

  • Lot size: 0.34 Acres
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$96$1,152
Property Taxes $531$6,372
Electricity $219$2,637
Total$2,155$25,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,885/yr
40% on housing$64,650/yr
45% on housing$57,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$188
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$259,000
2026-06-15Listed for sale$269,000
2026-06-04Sold$216,000
2021-04-12Sold$207,000
2021-02-18Pending sale$199,000
2021-02-12Price change$199,000
2021-01-28Listed for sale$249,900
2020-12-22Sold$145,000
2020-11-24Pending sale$156,000
2020-11-15Listed for sale$156,000

For Sale by Agent

AgentSam Elliott
BrokerageNationalrei

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