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3560 Ridge Dr, Gainesville, GA, 30501

6beds
5baths
3,598sqft
$659,900
$183price/sqft
$4,979/moest. monthly cost
$199,160/yrincome needed

About This Home

Nestled on the shores of Lake Lanier, this exceptional Craftsman-style retreat perfectly blends lakeside luxury with everyday convenience. The property backs directly to protected Corps of Engineers land, ensuring a private, serene backdrop for your permanent vacation. A wide, gently graded trail leads you from your front door to the water's edge. There, you can enjoy your half of a shared two-slip boat dock, or utilize the convenient community boat ramp. The main residence showcases timeless Craftsman architecture and finishes, while a fully finished studio apartment with its own separate entrance offers incredible versatility for guests, private office space, or rental income. Located just minutes from the Northeast Georgia Medical Center, premier shopping, and dining, this home offers the ultimate lake lifestyle without sacrificing city conveniences.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
5/10
East Hall Middle SchoolGrades 6-84.0 mi
4/10
East Hall High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Finished Bath,Walk-Out Access

Bedroom

  • Features: Studio

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining L, Separate Dining Room

Features

  • Double Vanity,Entrance Foyer 2 Story,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,598
  • Total interior livable area: 3,598 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Room, Cabinets Stain, Eat-in Kitchen, Pantry Walk-In, Stone Counters

Master Bathroom

  • Features: Double Vanity

Master Bedroom

  • Features: Studio
  • Level: Studio

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 09106A003035
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Rain Gutters,Rear Stairs,Covered Dock/2 Slips,Shared Dock
  • Has spa: Yes
  • Spa features: Private
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront,Lake
  • Waterbody name: Lanier
  • Frontage length: Waterfrontage Length(48)

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Borders US/State Park,Cul-De-Sac,Private
  • Lot size dimensions: 173 x 239

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$361$4,332
Property Taxes $933$11,196
Electricity $349$4,194
Total$4,979$59,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,708/yr
40% on housing$149,370/yr
45% on housing$132,773/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 30501$162
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30501$160
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$659,900
2019-10-21Sold$375,000
2019-09-17Pending sale$375,000
2019-07-10Listed for sale$375,000
2019-07-08Pending sale$375,000
2019-06-07Price change$375,000
2019-06-06Listed for sale$379,900
2019-05-31Pending sale$379,900
2019-05-18Price change$379,900
2019-04-29Price change$389,900
2019-04-11Price change$399,900
2019-03-27Price change$424,900
2019-03-19Listed for sale$439,900
2006-03-31Sold$350,000
2006-01-30Sold$265,000
2004-09-22Sold$12,500

For Sale by Agent

AgentGUY WAGNER
BrokerageFirst United Realty of Ga, Inc.

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