




3560 Ridge Dr, Gainesville, GA, 30501
About This Home
Nestled on the shores of Lake Lanier, this exceptional Craftsman-style retreat perfectly blends lakeside luxury with everyday convenience. The property backs directly to protected Corps of Engineers land, ensuring a private, serene backdrop for your permanent vacation. A wide, gently graded trail leads you from your front door to the water's edge. There, you can enjoy your half of a shared two-slip boat dock, or utilize the convenient community boat ramp. The main residence showcases timeless Craftsman architecture and finishes, while a fully finished studio apartment with its own separate entrance offers incredible versatility for guests, private office space, or rental income. Located just minutes from the Northeast Georgia Medical Center, premier shopping, and dining, this home offers the ultimate lake lifestyle without sacrificing city conveniences.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: HardiPlank Type,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Finished,Finished Bath,Walk-Out Access
Bedroom
- Features: Studio
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Features: Dining L, Separate Dining Room
Features
- Double Vanity,Entrance Foyer 2 Story,Walk-In Closet(s)
- Window features: Double Pane Windows,Insulated Windows
- Flooring: Hardwood,Other
- Number of fireplaces: 1
- Fireplace features: Great Room,Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,598
- Total interior livable area: 3,598 sqft
Kitchen
- Features: Breakfast Bar, Breakfast Room, Cabinets Stain, Eat-in Kitchen, Pantry Walk-In, Stone Counters
Master Bathroom
- Features: Double Vanity
Master Bedroom
- Features: Studio
- Level: Studio
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 09106A003035
- Other equipment: None
- Horse amenities: None
Features
- Levels: Three Or More
- Pool features: None
- Patio & porch: Deck,Front Porch,Rear Porch
- Exterior features: Rain Gutters,Rear Stairs,Covered Dock/2 Slips,Shared Dock
- Has spa: Yes
- Spa features: Private
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront,Lake
- Waterbody name: Lanier
- Frontage length: Waterfrontage Length(48)
Lot
- Lot size: 0.36 Acres
- Features: Back Yard,Borders US/State Park,Cul-De-Sac,Private
- Lot size dimensions: 173 x 239
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,336 | $40,032 |
| Home Insurance * | $361 | $4,332 |
| Property Taxes | $933 | $11,196 |
| Electricity | $349 | $4,194 |
| Total | $4,979 | $59,748 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $659,900 |
| 2019-10-21 | Sold | $375,000 |
| 2019-09-17 | Pending sale | $375,000 |
| 2019-07-10 | Listed for sale | $375,000 |
| 2019-07-08 | Pending sale | $375,000 |
| 2019-06-07 | Price change | $375,000 |
| 2019-06-06 | Listed for sale | $379,900 |
| 2019-05-31 | Pending sale | $379,900 |
| 2019-05-18 | Price change | $379,900 |
| 2019-04-29 | Price change | $389,900 |
| 2019-04-11 | Price change | $399,900 |
| 2019-03-27 | Price change | $424,900 |
| 2019-03-19 | Listed for sale | $439,900 |
| 2006-03-31 | Sold | $350,000 |
| 2006-01-30 | Sold | $265,000 |
| 2004-09-22 | Sold | $12,500 |
