




3551 Monroe Cir, Gainesville, GA, 30506
About This Home
Sitting on a deep-water cove with water views, this fully renovated two-bedroom retreat offers Lake Lanier waterfront living at its finest. Just steps away, a private dock with a sundeck invites you to sunbathe, swim, or gear up for a day on the lake. Enjoy outdoor living on the spacious deck and screened porch, where peaceful open-water views create the perfect backdrop for relaxing or entertaining. There is a gentle grass yard and easy access to your dock. With no HOA, this low-maintenance property is an excellent choice for both personal enjoyment and investment. Short and long-term rentals are welcome, making this furnished home a turnkey vacation rental or weekend getaway. Located just minutes from downtown Gainesville and only 40 minutes from downtown Atlanta, this charming gem checks every box for location, lake access, and investment potential. Duckett Mill Campground and boat launch are right around the corner, and the property sits on a 1/3-acre lot in a neighborhood of million-dollar homes - perfect for building your dream lake house. Ready for immediate use - start enjoying lake life today!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1975
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: MobileManufactured
- Architectural style: Other
- Property subType: Single Family Residence,Manufactured Home
Interior
Appliances
- Appliances included: Other
- Laundry features: Other
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Master On Main Level,Other
- Flooring: Other
- Finished area below ground: 0
- Finished area above ground: 720
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Other
- Cooling features: Electric
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Details
- Parcel number: 10044 000065
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch,Screened
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Deep Water Access,Dock Rights,Lake,Lake Privileges
- Waterbody name: Lanier
- Frontage type: Lakefront
- Frontage length: Waterfront Footage: 100
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.33 Acres
- Features: Private
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $1,311 | $15,732 |
| Electricity | $219 | $2,637 |
| Total | $5,097 | $61,164 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-11 | Price change | $649,000 |
| 2025-09-29 | Listed for sale | $650,000 |
| 2025-08-25 | Listing removed | $649,000 |
| 2025-05-17 | Price change | $649,000 |
| 2025-01-10 | Listed for sale | $650,000 |
| 2023-05-01 | Sold | $360,000 |
| 2023-04-17 | Pending sale | $398,000 |
| 2023-03-02 | Listed for sale | $398,000 |
| 2023-02-27 | Contingent | $398,000 |
| 2023-01-20 | Listed for sale | $398,000 |
