3314 Banks Mountain Dr, Gainesville, GA, 30506
About This Home
3 bedroom, 2 bath ranch on .59 acres just minutes from Lake Lanier, perfect for anyone looking for a mix of style, comfort, and a great location. This move in ready home has a bright, open layout with a vaulted family room with a cozy fireplace, giving it that relaxed, welcoming vibe that is perfect for both quiet nights in and having friends over. The separate dining room is great for hosting, and the kitchen really stands out with a new dishwasher, disposal, and a top of the line stove and microwave, ideal for anyone who loves to cook or entertain. Hardwood floors run through most of the home for a clean, modern feel, while the guest bedroom offers soft carpet for comfort. The updated second bathroom features an expanded walk in shower new vanity and a fog free mirror, adding a sleek, modern touch. Outside, the large lot, fenced in back yard, and Trex deck gives you plenty of space to hang out, garden, or even create your own outdoor setup. With easy access to the lake, plus nearby shopping and dining, this home offers the perfect balance of convenience and laid back living. It is a great spot to settle in, entertain, and enjoy everything the area has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1995
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave
- Laundry features: In Hall,Laundry Room
Basement
- Basement: Crawl Space
Bedroom
- Features: Master on Main, Split Bedroom Plan
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Seats 12+
Features
- Entrance Foyer,High Ceilings,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet,Tray Ceiling(s)
- Window features: Double Pane Windows,Insulated Windows
- Flooring: Carpet,Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,912
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 0
Kitchen
- Features: Breakfast Bar, Eat-in Kitchen, Pantry, Solid Surface Counters
Master Bathroom
- Features: Double Vanity, Separate Tub/Shower
Master Bedroom
- Features: Master on Main, Split Bedroom Plan
- Level: Master on Main, Split Bedroom Plan
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 10045 000014
- Other equipment: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: None,No Dock
- Spa features: None
- Fencing: Back Yard
- Has view: Yes
- View description: Lake,Mountain(s)
- Has water view: Yes
- Water view: Lake
- Waterfront features: None
- Waterbody name: Lanier
Lot
- Lot size: 0.59 Acres
- Features: Back Yard,Front Yard,Landscaped,Private
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener,Garage Faces Rear,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,173 | $26,076 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $865 | $10,380 |
| Electricity | $219 | $2,637 |
| Total | $3,447 | $41,364 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $449,900 |
| 2026-04-19 | Listed for sale | $459,900 |
| 2021-02-26 | Sold | $320,000 |
| 2021-01-18 | Pending sale | $320,000 |
| 2021-01-05 | Listed for sale | $320,000 |
| 2017-11-20 | Sold | $223,000 |
| 2017-10-26 | Pending sale | $237,900 |
| 2017-10-11 | Listed for sale | $237,900 |
| 1996-11-04 | Sold | $128,900 |
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