4060 Ponderosa Ln, Gainesville, GA, 30506
About This Home
Renovated 2bedroom, 3 bath farmhouse-style ranch in Gainesville, GA, set on approximately 1.98 acres in Hall County. With 2200 square this home offers a flexible layout, updated finishes, and the space today's buyers are looking for. The home has been well maintained and features a new HVAC system installed in 2025, 1 well & 2 water tanks on the property, plus a roof and water heater that are approximately seven years old. An unfinished basement provides valuable storage, workshop space, or future expansion potential. Enjoy the oversized deck overlooking the nearly two-acre property-ideal for outdoor entertaining, gardening, or simply enjoying the added privacy and open space. For buyers searching for a move-in-ready Gainesville home with acreage, updated systems and a basement this property offers a rare combination of space, flexibility, and value.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1963
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Mud Room,In Hall,Common Area
Basement
- Has basement: Yes
- Basement: Daylight,Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Features: Seats 12+,Separate Room
Features
- Bookcases,Double Vanity,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Factory Built,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,200
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,200
- Total interior livable area: 2,200 sqft
Kitchen
- Features: Kitchen Island,Pantry
Property
Details
- Parcel number: 10080 000035
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Porch
- Fencing: Back Yard,Front Yard
- On waterfront: Yes
- Waterfront features: Creek
Lot
- Lot size: 1.98 Acres
- Features: Level,Private
Parking
- Total spaces: 2
- Parking features: Carport,Kitchen Level,Off Street
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $833 | $9,996 |
| Electricity | $219 | $2,637 |
| Total | $3,306 | $39,672 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $400,000 |
| 2026-07-27 | Price change | $410,000 |
| 2026-07-14 | Price change | $420,000 |
| 2026-07-06 | Listed for sale | $430,000 |
| 2023-10-09 | Sold | $250,000 |
| 2019-02-27 | Sold | $30,000 |
| 1998-12-11 | Sold | $20,000 |
| 1994-07-12 | Sold | $11,200 |
View on Zillow