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3610 Schofield Rd, Gainesville, GA, 30506

4beds
3baths
4,038sqft
$895,000
$222price/sqft
$7,086/moest. monthly cost
$283,440/yrincome needed

About This Home

Lake Lanier New Construction offers a rare opportunity for the new buyer to personalize finishes with all the fun design elements to match their own style. While the home is going through completion, start taking advantage of lakefront living by parking your boat at your private double slip dock and enjoy the RV pad by parking a camper or setting up a tent for an overnight or day stay. Oh, and don't forget to bring your family and friends! Need a lake lot with an easy smooth walk to the dock? Look no further, this property has no steps or incline to the dock and only a short two-minute stroll from the back door of the home. A combination of 2 parcels, 3613 and 3610 Schofield Rd, this residence is located on the highly sought-after north end of Lake Lanier and sits on a somewhat secluded private peninsula that offers serenity, peacefulness and privacy. A truly unique opportunity to own a customizable new construction lake home in one of Lake Lanier's most desirable settings. This Frank Betz 4 bedroom and 4 full bathroom floor plan was thoughtfully selected for everyday living and entertaining and highlights a dramatic two-story ceiling in the grand great room and high ceilings throughout the rest of home including the terrace level creating a light filled and open atmosphere. Other special features include lots of windows for capturing lake view and natural light, 2 fireplaces, an HVAC unit for each floor, an open kitchen with view to great room, a main floor game room, a separate dining room and a bedroom and full bathroom also on main. The terrace level can be finished as additional living space or in-law suite which would have an easily accessible private entrance. This property is zoned vacation cottage and has no HOA or fees and fits the criteria for a short term, VRBO, rental. Location is everything as this property is ideally located by boat and car. Short boat ride to Gainesville Marina, Chattahoochee Country Club, Pelicans Pete and easy access by car from Ga 400 via Dawsonville Hwy, Downtown Gainesville via Thompson Mill Rd and a 5 minute drive to Chattahoochee Golf Course. Bring your vision, choose your finishes, and make this remarkable lakefront setting your own. Lake Lanier living begins here!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Sardis Elementary SchoolGrades PK-50.6 mi
6/10
Chestatee Middle SchoolGrades 6-80.8 mi
5/10
Chestatee High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Other,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Daylight

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,High Ceilings,Master On Main Level,Entrance Foyer,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Other
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,038
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 4,038
  • Total interior livable area: 4,038 sqft

Kitchen

  • Features: Breakfast Area,Pantry

Property

Details

  • Parcel number: 10095 000079
  • Special condition: As Is

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lanier
  • Frontage type: Lakefront
  • Frontage length: Waterfront Footage: 106

Lot

  • Lot size: 0.62 Acres
  • Features: Level,Private

Parking

  • Parking features: Attached,Garage,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$395$4,740
Property Taxes $1,774$21,288
Electricity $392$4,707
Total$7,086$85,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,948/yr
40% on housing$212,580/yr
45% on housing$188,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
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Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$223
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$895,000
2006-01-05Sold$179,900

For Sale by Agent

AgentSusan L Moss
BrokerageThe Norton Agency

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