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4221 Willow Oak Dr, Gainesville, GA, 30506

4beds
3baths
3,308sqft
$614,000
$186price/sqft
$4,927/moest. monthly cost
$197,080/yrincome needed

About This Home

Fully remodeled home in highly sought after Cherokee Forest Subdivision! Located in the North Hall School District, this 4 bedroom, 3 bathroom home offers seasonal views of Lake Lanier and has plenty of space - inside and outside! Main floor features a large living room with tons of natural light, gas burning fireplace, and vaulted ceilings - opening to a spacious kitchen with oak cabinets, quartz counters, and stainless appliances. You'll also find a large dining room and office + bedroom & bathroom on the main floor. Upstairs offers a massive primary bedroom with a luxurious ensuite featuring a large soaking tub, walk-in shower, and two oversized vanities + walk-in closet. Additionally you'll find two more large bedrooms with a jack-n-jill bathroom upstairs. Outside offers a large deck and plenty of yard space for entertaining. Rare find in this location! Convenient to schools, shopping, and entertainment.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
North Hall Middle SchoolGrades 6-82.7 mi
8/10
North Hall High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: In Hall,Laundry Room

Basement

  • Basement: None

Bedroom

  • Features: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: None

Features

  • Double Vanity,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Starter,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,308
  • Total interior livable area: 3,308 sqft

Kitchen

  • Features: Eat-in Kitchen, Pantry, Solid Surface Counters

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Soaking Tub, Vaulted Ceiling(s)

Master Bedroom

  • Features: Other
  • Level: Other

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 10102 000041
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Private Yard,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None
  • Waterbody name: Lanier

Lot

  • Lot size: 0.62 Acres
  • Features: Level,Private,Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Rear,Garage Faces Side,Kitchen Level,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,104$37,248
Home Insurance *$271$3,252
Property Taxes $1,231$14,772
Electricity $321$3,856
Total$4,927$59,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,925/yr
40% on housing$147,810/yr
45% on housing$131,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$223
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$649,900
2026-05-11Contingent$649,900
2026-05-01Listed for sale$649,900
2024-05-20Sold$592,500
2024-05-08Pending sale$599,900
2024-04-22Price change$599,900
2024-04-15Price change$614,900
2024-04-08Listed for sale$624,900
2024-03-12Listing removed$599,900
2024-02-24Price change$599,900
2024-02-15Price change$624,900
2024-02-05Listed for sale$649,900
2023-07-18Sold$307,000
1997-02-24Sold$25,000

For Sale by Agent

AgentMauricio Blanco
BrokerageEXP Realty, LLC.

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