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5520 Mount Shores Cir, Gainesville, GA, 30506

2beds
2baths
952sqft
$219,000
$230price/sqft
$1,547/moest. monthly cost
$61,880/yrincome needed

About This Home

Seller is open to contributing $5000 in closing Costs for the right offer. Welcome to 5520 Mount Shores in Gainesville, Georgia, a beautifully maintained property near Lake Lanier offering privacy, space, and convenient lake access. Situated on four combined lots totaling approximately one acre, this immaculately kept home provides the perfect blend of comfort and outdoor living. The home features a well-maintained interior with all appliances included, along with a washer and dryer, making it completely move-in ready. The property has been meticulously cared for, reflecting pride of ownership throughout. Outside, you'll find two covered carports providing ample parking and protection for vehicles, boats, or recreational equipment. In addition, there is a storage garage/workshop offering excellent space for tools, lake gear, or hobby use. The spacious lot is surrounded by mature trees and natural beauty, creating a peaceful setting just moments from Lake Lanier, with convenient access to the water for boating, fishing, and lakeside recreation. Whether you're looking for a full-time residence, weekend lake retreat, or investment opportunity, this rare one-acre property near Lake Lanier offers exceptional value and versatility. Property Highlights Located near Lake Lanier with lake access 4 lots combined totaling approximately 1 acre All appliances included, plus washer and dryer 2 covered carports Storage garage/workshop Quiet, wooded setting Immaculately maintained and move-in ready A wonderful opportunity to enjoy lake living in a peaceful North Georgia setting while still being convenient to Gainesville’s shopping, dining, and recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Lanier Elementary SchoolGrades PK-53.6 mi
6/10
Chestatee Middle SchoolGrades 6-85.7 mi
5/10
Chestatee High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile
  • Property subType: Single Family Residence,Residential,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Entrance Foyer
  • Window features: None
  • Flooring: Luxury Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Kitchen

  • Features: Cabinets White, Country Kitchen

Master Bathroom

  • Features: Separate His/Hers, Soaking Tub

Master Bedroom

  • Features: Master on Main, Oversized Master
  • Level: Master on Main, Oversized Master

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 11131B000105
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Courtyard,Garden,Boat Launch,Deepwater Access Dock,Double Slip
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Beach Front,Waterfront
  • Waterbody name: Lanier

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard
  • Lot size dimensions: 90 x 90

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$96$1,152
Property Taxes $125$1,500
Electricity $219$2,637
Total$1,547$18,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,040/yr
40% on housing$46,410/yr
45% on housing$41,253/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$224
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$229,000
2026-03-29Price change$239,000
2026-03-11Listed for sale$245,000
2016-07-04Sold$17,000
1996-06-01Sold$23,000
1995-06-01Sold$24,000

For Sale by Agent

AgentGina DiResta
BrokerageBroker Builders, LLC

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