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5358 Chigger Hill Cir, Gainesville, GA, 30506

1beds
1baths
783sqft
$115,000
$147price/sqft
$924/moest. monthly cost
$36,960/yrincome needed

About This Home

Lake access opportunity! The Mount Shores community has a boat ramp and community dock access inside the secured gate! This Estate owned home is being sold "as is". There is a fantastic opportunity here for someone! 1 Bedroom / 1 Bath with large living room and an eat in kitchen with a large deck. This property is 3 lots total! The home sits on 1. Look for your opportunity! Rentals are not allowed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Lanier Elementary SchoolGrades PK-53.4 mi
6/10
Chestatee Middle SchoolGrades 6-85.5 mi
5/10
Chestatee High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level,Other
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 783
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Other

Interior Area

  • Total structure area: 783
  • Total interior livable area: 783 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 11131B000238
  • Special condition: Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Dock,Other
  • Has view: Yes
  • View description: Lake,Seasonal View
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Privileges
  • Waterbody name: Lanier
  • Residential vegetation: Wooded

Lot

  • Lot size: 6,577 sqft
  • Features: Sloped

Parking

  • Total spaces: 1
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$50$600
Property Taxes $74$888
Electricity $219$2,637
Total$924$11,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,680/yr
40% on housing$27,720/yr
45% on housing$24,640/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$224
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Pending sale$115,000
2026-07-09Listed for sale$115,000
2026-04-01Listing removed$139,900
2026-02-08Price change$139,900
2025-11-17Listed for sale$149,900
2008-07-31Listing removed$87,000
2008-03-09Listed for sale$87,000
2006-08-03Sold$77,500

For Sale by Agent

AgentBill Brannen Jr
BrokerageMaximum One Grt. Atl. REALTORS

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