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7911 Belton Bridge Rd, Lula, GA, 30554

3beds
2baths
1,962sqft
$715,500
$365price/sqft
$5,613/moest. monthly cost
$224,520/yrincome needed

About This Home

Discover the perfect blend of privacy, recreation, and country living on 11 picturesque acres backing up to the Chattahoochee River. This charming 3-bedroom, 2-bath cottage offers an inviting open floor plan centered around a beautiful stone fireplace, complemented by fresh interior paint, new flooring, a welcoming rocking chair front porch, and a newly installed gravel driveway with additional parking. The renovated 40x50 barn offers incredible versatility, whether you're looking for workshop space, equipment storage, recreational use, or room for your next project. Two additional lots have been thoughtfully cleared, with a newly created pathway connecting the front lot to the home and barn, making it easy to explore and enjoy more of the property's acreage. A scenic walking trail winds through the property to the Chattahoochee River, creating a peaceful setting for exploring, fishing, or simply enjoying the natural surroundings. The property also features a creek, mature hardwoods, and a separate fenced area with road frontage that offers excellent flexibility for recreation, gardening, a future homesite, or simply enjoying additional usable outdoor space. Located just 1/2 mile from Belton Bridge boat ramps, you'll enjoy convenient access to Lake Lanier for boating, kayaking, and fishing while returning home to the privacy and tranquility of your own wooded retreat. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this unique property offers an exceptional combination of natural beauty, outdoor recreation, and future potential in one of North Georgia's most scenic settings. Note: This property can be purchased together with the adjoining listing, GAMLS #10783407

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
North Hall Middle SchoolGrades 6-89.2 mi
8/10
North Hall High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate Room

Features

  • Bookcases,Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,962
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,962
  • Total interior livable area: 1,962 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Breakfast Room,Kitchen Island

Property

Details

  • Parcel number: 12144 000012
  • Special condition: Agent/Seller Relationship

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: No Dock Or Boathouse,Stream
  • Waterbody name: Chattahoochee River
  • Frontage type: Borders US/State Park,River
  • Frontage length: Waterfront Footage: 233
  • Residential vegetation: Grassed,Wooded

Lot

  • Lot size: 11 Acres
  • Features: Private

Parking

  • Total spaces: 4
  • Parking features: Kitchen Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,617$43,404
Home Insurance *$359$4,308
Property Taxes $1,418$17,016
Electricity $219$2,637
Total$5,613$67,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,445/yr
40% on housing$168,390/yr
45% on housing$149,680/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 30554$161
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30554$191
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$715,500
2020-03-03Sold$170,000

For Sale by Agent

AgentAshley Steinberger
BrokerageVirtual Properties Realty.com

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