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3 J Ave, Gainesville, GA, 30504

2beds
1baths
896sqft
$250,000
$279price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

|| FULLY UPDATED SYSTEMS = TRUE VALUE || NEW ROOF + NEW FURNACE + NEW WINDOWS || NO HOA + NO RENT RESTRICTIONS || NEXT TO NATURE PARK & GOLF COURSE || FOUR-SIDED BRICK COTTAGE || PRIVATE YARD || If you’re looking for SMART VALUE WITH LONG-TERM UPSIDE, this Gainesville cottage stands out in all the right ways. With major systems already handled—NEW ROOF (2 YEARS), NEW FURNACE (THIS YEAR), NEW DUCTWORK, NEW WINDOWS, AND RECENT PAINT INSIDE & OUT—you’re stepping into a home where the heavy lifting is already done. Set in a QUIET, SOUGHT-AFTER AREA WITH GREAT NEIGHBORS, this four-sided brick, single-story home offers both stability and flexibility. The NO HOA + NO RENT RESTRICTIONS combination makes it especially attractive for buyers looking to live in, rent out, or hold as a long-term investment. Start your mornings on the LARGE FRONT PORCH, enjoying the peaceful surroundings, or take a short walk to the nearby NATURE PARK WITH WALKING TRAILS. With a GOLF COURSE RIGHT NEXT DOOR, weekends can be as active or relaxed as you want. The private yard adds another layer of quiet enjoyment—perfect for unwinding at the end of the day. Inside, you’ll find a blend of character and updates, including a RENOVATED KITCHEN AND BATH, CERAMIC TILE & HARDWOOD FLOORS, and a charming ORIGINAL CLAWFOOT TUB that adds timeless appeal. Insulated windows help with efficiency, while the layout keeps living simple and functional. Location ties it all together—convenient to schools, shopping, LAKE LANIER, the mountains, and an easy drive to Atlanta—making this a strategic buy whether you’re thinking lifestyle, investment, or both. Opportunities with this level of updates, location, and flexibility are getting harder to find.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
6/10
South Hall Middle SchoolGrades 6-82.2 mi
4/10
Johnson High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1926

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick 4 Sides,Wood Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Range Hood,Refrigerator,Gas Water Heater
  • Laundry features: Other,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept

Features

  • Crown Molding,High Ceilings 9 ft Main,High Speed Internet
  • Window features: None
  • Flooring: Vinyl,Hardwood,Tile,Ceramic Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 896
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Features: Cabinets Stain, Eat-in Kitchen, Tile Counters, Other Surface Counters

Master Bathroom

  • Features: Soaking Tub, Tub/Shower Combo

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15035A009007
  • Other equipment: Satellite Dish
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Garden,Private Yard,Rain Gutters,Rear Stairs,Storage
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 8,276 sqft
  • Features: Front Yard,Back Yard,Private

Parking

  • Total spaces: 2
  • Parking features: Parking Pad,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$92$1,104
Property Taxes $143$1,716
Electricity $219$2,637
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 30504$188
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30504$215
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$250,000
2025-08-07Listing removed$1,450
2025-07-04Listed for rent$1,450
1997-04-28Sold$49,500

For Sale by Agent

AgentRHONDA DUFFY
BrokerageDuffy Realty of Atlanta

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