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4636 Larkhill Ln, Lexington, KY, 40509

5beds
3baths
3,010sqft
$470,000
$156price/sqft
$3,268/moest. monthly cost
$130,720/yrincome needed

About This Home

Welcome home to this beautiful 5 bedroom, 2.5 bathroom home which features a very open floorplan and space to enjoy! A covered outdoor entry welcomes you and inside you will find a lovely space for a formal dining room, living room or flex space. Continue to the family room featuring a voluminous ceiling and space for large furniture. A great place for entertaining is the open flow kitchen with large island and pantry, complete with granite counters, stainless appliances, tasteful cabinetry & backsplash. Much desired 1st floor guest bedroom or office and a powder room complete the main level. Upstairs the primary suite is sure to please the new owners with space for a sitting area and peaceful place to unwind. The primary bath features a large soaking tub, custom tile shower, 7' granite double vanity and an owners closet the size of another room! 3 large bedrooms, 2 with walk-in closets, convenient laundry room with storage folding table and a full bath complete the second level. Relax and entertain on the covered back porch looking out to a wide-open space. This home is conveniently located to I-75, Hamburg shopping and dining, downtown and popular Jacobson Park. This is a must see!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Brenda Cowan ElementaryGrades PK-50.5 mi
7/10
Henry Clay High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Composition,Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Oven,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,010

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,010
  • Total interior livable area: 3,010 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 38246120

Features

  • Levels: Two

Lot

  • Lot size: 6,359 sqft
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$170$2,040
Property Taxes $485$5,820
Electricity $237$2,852
Total$3,268$39,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,045/yr
40% on housing$98,040/yr
45% on housing$87,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$194
Fayette County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$470,000
2026-07-20Price change$480,000
2026-07-10Listed for sale$495,000
2017-04-27Sold$309,508
2016-09-14Sold$248,095

For Sale by Agent

AgentSarah B Espinosa
BrokerageRE/MAX Creative Realty

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