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12541 Carmel Pl, New Orleans, LA, 70128

5beds
4baths
4,025sqft
$500,000
$124price/sqft
$4,362/moest. monthly cost
$174,480/yrincome needed

About This Home

**OPEN HOUSE SUNDAY, AUGUST 16 | 12–2 PM | $10,000 CLOSING COST INCENTIVE!** Seller is offering up to $10,000 toward buyer closing costs with an acceptable offer submitted on Sunday, August 16, and successfully closed. Terms and conditions apply. Custom-built in 2015, this waterfront home offers 5 bedrooms, 3.5 bathrooms, a media room, office/flex space, and oversized living areas in a gated community with a walking trail. Enjoy resort-style outdoor living with an inground pool, outdoor hot tub, oversized deck, outdoor kitchen area with gas line, and beautiful water views. Whether entertaining guests or relaxing at home, the backyard was designed to take full advantage of the waterfront setting. Inside, the chef's kitchen features a massive custom island, under-cabinet lighting, wine cooler space, and abundant storage. Additional features include crown molding, tray ceilings, recessed lighting, surround sound wiring, a gas fireplace, smart thermostats, smart light switches, two laundry rooms, and an insulated, air-conditioned garage. The spacious primary suite offers a private balcony overlooking the water and a spa-inspired bathroom with a jetted tub, separate shower, and dedicated makeup area. A rare opportunity to own a custom waterfront home that combines luxury, comfort, technology, and exceptional outdoor living. Some photos have been virtually staged.

Getting Around

21
WalkingCar-Dependent
36
TransitSome Transit
37
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 2015

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Dimensions: 13'4" x 13'4

Bedroom

  • Level: Second
  • Dimensions: 11'0" x 11'6"

Bedroom

  • Level: Second
  • Dimensions: 11'0" x 12'7

Bedroom

  • Level: Second
  • Dimensions: 11'0" x 9'5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,257
  • Total interior livable area: 4,025 sqft

Living Room

  • Level: First
  • Dimensions: 19'4" x 18'3

Master Bedroom

  • Level: Second
  • Dimensions: 16'8" x 20'5

Property

Details

  • Parcel number: 12541CARMELPL
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered,Balcony,Porch
  • Exterior features: Balcony,Porch

Lot

  • Lot size: 7,840 sqft
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 70' x 110

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Hail
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$1,176$14,112
Property Taxes $354$4,248
Electricity $304$3,651
Total$4,362$52,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,554/yr
40% on housing$130,860/yr
45% on housing$116,320/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 70128$98
Orleans Parish$177

vs Homes Sold Last Month

Median $/sqft

ZIP 70128$92
Orleans Parish$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$482,500
2026-07-02Listed for sale$500,000
2004-05-27Sold--

For Sale by Agent

AgentBrittny McKay
BrokerageBrittny McKay Real Estate

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