See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1908 120th Ln NE, Blaine, MN, 55449

3beds
3baths
2,100sqft
$475,000
$226price/sqft
$3,207/moest. monthly cost
$128,280/yrincome needed

About This Home

Beautifully maintained and thoughtfully updated two-story home on a picturesque corner lot surrounded by mature trees. Outstanding curb appeal features newer LP siding, a newer roof, meticulous landscaping, an in-ground irrigation system, and an oversized three-car garage. Inside, the spacious floor plan offers an updated kitchen with Cambria countertops, abundant cabinetry, and an open flow to the informal dining area and family room. Large windows fill the home with natural light, creating warm and inviting living spaces throughout. The upper level features 3 generously sized bedrooms, including a spacious primary suite with a walk-in closet. Recent updates include newer flooring, luxury vinyl in the laundry room, newer carpet on the stairs and bedrooms, and a new washer and dryer. The unfinished lower level offers an excellent opportunity to build instant equity, complete with an egress window and bathroom rough-in, making it ideal for adding a future bedroom, family room, and additional bath. Enjoy the private backyard from the maintenance-free deck with integrated lighting, perfect for relaxing or entertaining. Major updates include a new Lennox furnace and A/C (2025), refrigerator (2026), roof and LP siding (2018), garage doors (2016), and more. Conveniently located near parks, trails, shopping, and restaurants, this move-in ready home offers the perfect blend of comfort, style, and future potential.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Roosevelt Middle SchoolGrades 6-81.6 mi
7/10
Blaine Senior High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Unfinished

Bedroom

  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 264
  • Dimensions: 22x12

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Great Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,216
  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Loft

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Other

  • Level: Lower
  • Area: 288
  • Dimensions: 24x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 093123320028
  • Zoning description: Residential-Single Family
  • Foundation area: 1116

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Deck

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100 x 135 x 100 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$227$2,724
Property Taxes $402$4,824
Electricity $177$2,125
Total$3,207$38,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,954/yr
40% on housing$96,210/yr
45% on housing$85,520/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 55449$180
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55449$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$475,000
2026-08-06Listed for sale$475,000

For Sale by Agent

AgentNathan A Plasch
BrokeragePemberton RE

Similar Homes