See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

232 North St, Gray, GA, 31032

3beds
2baths
1,240sqft
$149,900
$121price/sqft
$1,190/moest. monthly cost
$47,600/yrincome needed

About This Home

FANTASTIC NEW PRICE!!! Welcome home to this beautifully updated 3-bedroom, 2-bath ranch situated on a spacious 0.34-acre lot in the heart of Gray. The inviting open floor plan features a large great room that flows seamlessly into the renovated kitchen, complete with white cabinetry, granite countertops, and updated appliances. Luxury vinyl plank flooring extends throughout the home, while fresh paint, updated lighting, and ceiling fans add a modern touch. Both bathrooms have been tastefully remodeled with tile finishes and updated vanities. Step outside to enjoy the rear deck overlooking a shaded backyard with mature trees, offering the perfect space for relaxing or entertaining. Conveniently located near shopping, dining, and everyday amenities, this move-in-ready property combines comfort, style, and value.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Gray Elementary SchoolGrades PK-51.5 mi
7/10
5/10
Jones County High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range (Combo)
  • Laundry features: In Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level,Other
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,240
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Property

Details

  • Parcel number: G04 00 278
  • Special condition: As Is,Investor Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None

Lot

  • Lot size: 0.34 Acres
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$95$1,140
Property Taxes $119$1,428
Electricity $219$2,637
Total$1,190$14,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,800/yr
40% on housing$35,700/yr
45% on housing$31,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 31032$152
Jones County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 31032$148
Jones County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$139,900
2026-07-10Price change$149,900
2026-06-08Listed for sale$165,000
2026-04-27Listing removed$174,900
2026-03-09Price change$174,900
2026-03-03Price change$179,900
2026-02-23Price change$184,900
2026-02-09Price change$189,900
2026-01-08Price change$194,900
2025-12-16Price change$199,900
2025-12-01Price change$209,900
2025-10-28Listed for sale$219,900
2025-08-06Sold$106,000
2025-07-01Pending sale$109,100
2025-06-26Listed for sale$109,100
2025-06-18Contingent$109,100
2025-06-05Price change$109,100
2025-05-06Price change$121,250
2025-04-09Listed for sale$131,250
2025-02-10Sold$50,249

For Sale by Agent

AgentJeff Hester
BrokerageLifestyles Realty Georgia, Inc

Similar Homes