12189 Lily St NW, Coon Rapids, MN, 55433
About This Home
Welcome to this beautifully updated two-story home, showcasing a bright, open floor plan with vaulted ceilings and stylish farmhouse accents throughout. The gourmet eat-in kitchen features stainless steel appliances, a custom tile backsplash, granite countertops, and a butcher block center island. Luxury laminate wood flooring extends from the kitchen into the dining room and the main-floor family room. The main level also offers a convenient laundry room, a bedroom, and a ¾ bath. Upstairs, you'll find three additional bedrooms, including a spacious primary suite with a large walk-in closet. The walk-through primary bathroom boasts a jetted tub, a separate tiled shower, and a double-sink vanity. The walkout lower level includes a family room with direct access to the patio, along with two more bedrooms—one featuring an ensuite bathroom complete with an impressive tiled shower equipped with dual shower heads. Step outside to the lush, beautifully landscaped backyard, where a deck and patio create the perfect setting for relaxing or entertaining.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Roof: Age Over 8 Years,Asphalt,Pitched
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Drain Tiled,Finished,Full,Storage Space,Walk-Out Access
Bedroom
- Level: Upper
- Area: 195
- Dimensions: 15x13
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 12x11
Bedroom3
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedroom4
- Level: Main
- Area: 150
- Dimensions: 15x10
Bedroom5
- Level: Lower
- Area: 312
- Dimensions: 24x13
Bedroom6
- Level: Lower
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Deck
- Level: Main
- Area: 165
- Dimensions: 15x11
Dining Room
- Level: Main
- Area: 182
- Dimensions: 14x13
Family Room
- Level: Main
- Area: 228
- Dimensions: 19x12
Features
- Finished area below ground: 921
- Finished area above ground: 2,266
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,814
- Total interior livable area: 3,814 sqft
Kitchen
- Level: Main
- Area: 264
- Dimensions: 22x12
Laundry
- Level: Main
- Area: 72
- Dimensions: 12x6
Living Room
- Level: Main
- Area: 299
- Dimensions: 23x13
Other
- Level: Lower
- Area: 357
- Dimensions: 21x17
Patio
- Level: Lower
- Area: 336
- Dimensions: 21x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 093124230025
- Zoning description: Residential-Single Family
- Foundation area: 1548
Features
- Levels: Modified Two Story
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.29 Acres
- Features: Tree Coverage - Heavy
- Lot size dimensions: 142 x 90 x 140 x 90
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $302 | $3,624 |
| Property Taxes | $411 | $4,932 |
| Electricity | $321 | $3,860 |
| Total | $3,435 | $41,220 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-25 | Price change | $475,000 |
| 2026-02-04 | Price change | $495,000 |
| 2026-01-15 | Price change | $499,900 |
| 2026-01-02 | Price change | $510,000 |
| 2025-11-29 | Listed for sale | $520,000 |
| 2023-04-28 | Sold | $489,900 |
| 2023-03-22 | Pending sale | $494,900 |
| 2023-03-11 | Listed for sale | $494,900 |
| 2018-08-24 | Sold | $369,100 |
| 2018-07-18 | Pending sale | $372,000 |
| 2018-06-13 | Listed for sale | $372,000 |
| 2001-09-14 | Sold | $235,000 |
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