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1540 Mill St, Augusta, GA, 30901

2beds
1baths
812sqft
$114,000
$140price/sqft
$1,072/moest. monthly cost
$42,880/yrincome needed

About This Home

Tenant Occupied ! Seller paying 3,500 toward closing cost at closing! Bungalow Revival - Completely Reimagined! Experience timeless charm and modern comfort in this beautifully restored 1901 classic, rebuilt from the ground up with all-new everything. This stunning two-bedroom, one-bathroom bungalow blends historic character with contemporary style, located just minutes from downtown Augusta's shopping, dining, and entertainment. Enjoy brand-new luxury vinyl plank flooring, granite countertops, and state-of-the-art stainless steel appliances that make everyday living effortless. Fresh paint, updated lighting, and energy-efficient systems give this home the perfect mix of vintage appeal and modern luxury.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
W.S. Hornsby K-8 SchoolGrades 6-82.8 mi
2/10
Laney High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Blinds/Shades
  • Flooring: LVT/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 812
  • Total interior livable area: 812 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0591460000

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Other

Lot

  • Lot size: 4,356 sqft
  • Features: Other
  • Lot size dimensions: 30 x 150

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $576$6,912
Home Insurance *$197$2,364
Property Taxes $80$960
Electricity $219$2,637
Total$1,072$12,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,754/yr
40% on housing$32,160/yr
45% on housing$28,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 30901$64
Richmond County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 30901$77
Richmond County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-10Price change$114,000
2025-09-09Listing removed$1,000
2025-08-30Listed for rent$1,000
2025-08-16Listing removed$1,241
2025-08-05Price change$1,241
2025-07-25Price change$128,000
2025-07-04Price change$122,000
2025-06-17Price change$112,000
2025-05-21Price change$1,291
2025-05-20Price change$113,500
2025-04-29Listed for sale$115,000
2025-03-29Listed for rent$1,341
2025-02-25Sold$119,900
2025-01-23Pending sale$119,900
2025-01-23Contingent$119,900
2024-11-07Listed for sale$119,900

For Sale by Agent

AgentChristopher Samuels
BrokerageDavid Buck Real Estate

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