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12381 Drake St NW, Coon Rapids, MN, 55448

2beds
2baths
1,645sqft
$249,900
$152price/sqft
$1,818/moest. monthly cost
$72,720/yrincome needed

About This Home

Move-in ready townhome in a wonderful location! Upstairs features a spacious living room, open kitchen & dining room, bedroom, and full bathroom. The finished, walkout lower level offers a family room, second bedroom, office, full bathroom & laundry. Both bedrooms are generously sized. Outdoor living spaces include a private courtyard in front, a deck off the dining room, plus a private lower-level patio. No neighbors behind home--enjoy peaceful views of wooded Wilderness Park with lots of wildlife including deer & turkeys! The home also features a 2-car garage and luxury vinyl flooring throughout. Recent updates include a newer dishwasher, stainless steel single-basin kitchen sink, newer water heater & water softener. Conveniently located just minutes from Riverdale shopping and dining with easy access to Hwy 10. Come take a look!

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
48
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 148.5
  • Dimensions: 13.5x11

Bedroom2

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Upper

Dining Room

  • Level: Upper
  • Area: 89.25
  • Dimensions: 10.5x8.5

Family Room

  • Level: Lower
  • Area: 231
  • Dimensions: 14x16.5

Features

  • Finished area below ground: 779
  • Finished area above ground: 866

Foyer

  • Level: Main
  • Area: 32.5
  • Dimensions: 6.5x5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,645 sqft

Kitchen

  • Level: Upper
  • Area: 78.75
  • Dimensions: 10.5x7.5

Laundry

  • Level: Lower

Living Room

  • Level: Upper
  • Area: 275
  • Dimensions: 22x12.5

Office

  • Level: Lower
  • Area: 58.5
  • Dimensions: 9x6.5

Utility Room

  • Level: Lower
  • Area: 46.75
  • Dimensions: 8.5x5.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 113124220078
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 866

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$153$1,836
Property Taxes $232$2,784
Electricity $170$2,050
Total$1,818$21,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,331/yr
40% on housing$54,540/yr
45% on housing$48,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 55448$167
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55448$182
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$249,900
2026-07-08Listed for sale$249,900
2023-09-18Sold$195,000

For Sale by Agent

AgentKelly F. Hudick
BrokerageMarathon Realty

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