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12481 Ilex St NW, Coon Rapids, MN, 55448

3beds
2baths
1,658sqft
$359,995
$217price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

"Nothing left to do" Space, updates, and an unbeatable Coon Rapids location! Roof (2019), furnace (2021) & insulation (2020), siding & gutters (2024) Water Heater(2016) Set on a large corner lot just one block from Bunker Hills, this spacious four-level split offers an open floor plan and plenty of room to spread out. The large primary bedroom features a walk-in closet, while the huge newly finished fourth-level bedroom includes an egress window, fresh paint, and new carpeting. Updates also include a new front door, and screen door in 2024, and a new gas stove in 2026. You will also find fresh interior paint, newer carpet and newer luxury vinyl plank (LVP) flooring, new blinds, new and newer windows, patio doors, upgraded ceramic tile, and a jetted tub. With quick access to Highways 10, 65, and 610, parks, shopping, dining, and everyday conveniences are all close by. This move-in-ready home has the space and updates you have been looking for!

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
55
BikeBikeable

Schools

6/10
7/10
Northdale Middle SchoolGrades 6-81.5 mi
7/10
Blaine Senior High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Partially Finished

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Lower
  • Area: 170
  • Dimensions: 17x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower
  • Area: 36
  • Dimensions: 6x6

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Family Room

  • Level: Lower
  • Area: 198
  • Dimensions: 22x9

Features

  • Finished area below ground: 690
  • Finished area above ground: 968

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,658
  • Total interior livable area: 1,658 sqft

Laundry

  • Level: Lower

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 123124210114
  • Zoning description: Residential-Single Family
  • Foundation area: 883

Features

  • Levels: Four or More Level Split

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 90 x 134

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$221$2,652
Property Taxes $336$4,032
Electricity $170$2,050
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 55448$166
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55448$182
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$359,995
2026-08-10Listing removed$359,995
2026-08-07Listed for sale$359,995
2020-11-25Sold$285,000
2020-10-28Pending sale$285,000
2020-10-15Listed for sale$285,000
2016-05-26Sold$215,000
2016-03-22Pending sale$224,900
2016-03-15Listed for sale$224,900
2011-03-29Sold$149,900
2010-12-27Sold$149,900
2010-10-30Price change$149,900
2010-09-30Price change$164,900
2010-08-21Price change$184,900
2010-07-03Listed for sale--
2010-04-04Listing removed$169,900
2010-03-01Price change$169,900
2010-01-16Price change$179,900
2009-10-22Listed for sale$189,000

For Sale by Agent

AgentGary Kurth
BrokerageReal Broker, LLC

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