




4151 Mud Creek Rd, Ely, MN, 55731
About This Home
Quality handcrafted log home on 20± acres! This exceptional property is a recreational paradise with year-round access, conveniently located near Ely and Lake Vermilion. The beautifully crafted button-pass log home features an open-concept floor plan with a cozy wood-burning fireplace and a modern kitchen complete with cherry cabinetry, granite countertops, tile backsplash, and stainless-steel appliances. The main level includes a bedroom, full bathroom, and laundry area for convenient one-level living. The spacious loft offers flexibility as a second bedroom, home office, or additional living space. An attached, heated two-car garage provides ample storage and potential for future expansion or additional living space. A standout feature is the impressive 45' x 72' pole building with a concrete floor—perfect for storing recreational vehicles, equipment, and all your outdoor toys. Designed for self-sufficient living, the home is off-grid with solar power, generator backup, propane in-floor heat, a private well, and septic system. The scenic 20± acre parcel is filled with beautiful pines, wooded views, and exceptional privacy. An additional driveway provides access to a potential future building site. Located on a publicly maintained dead-end road, the property offers direct access to trails, Lake Vermilion, and endless Northern Minnesota outdoor recreation opportunities. Whether you're seeking a seasonal retreat or a year-round Up North lifestyle, this property has it all.
Getting Around
Schools
Construction
Condition
- Property condition: Previously Owned
- Year built: 2010
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Log,Log Home
Type & Style
- Home type: SingleFamily
- Architectural style: Log
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Utility Room
Bedroom
- Level: Upper
- Area: 280
- Dimensions: 17.5 x 16
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
- Main level bedrooms: 1
Features
- Kitchen Island,Natural Woodwork,Vaulted Ceilings
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,188
Heating & Cooling
- Heating features: In Floor Heat,Propane
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,188 sqft
Kitchen
- Level: Main
- Area: 320
- Dimensions: 20 x 16
Laundry
- Level: Main
- Area: 48
- Dimensions: 8 x 6
Living Room
- Level: Main
- Area: 181.25
- Dimensions: 14.5 x 12.5
Master Bedroom
- Level: Main
- Area: 135
- Dimensions: 10 x 13.5
Property
Details
- Parcel number: 317001001503
- Other equipment: Generator
- Foundation area: 784
Features
- Patio & porch: Patio
Lot
- Lot size: 20 Acres
- Features: Tree Coverage - Heavy,High,Rolling Slope
- Lot size dimensions: 660' x 1,320'
Parking
- Total spaces: 2
- Parking features: Gravel,Attached,Multiple,Electrical Service,Heat,Slab
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Heat Wave
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,978 | $35,736 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $381 | $4,572 |
| Electricity | $170 | $2,050 |
| Total | $3,695 | $44,340 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-03 | Listed for sale | $589,000 |
