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20622 NE 172nd St, Holt, MO, 64048

3beds
1baths
1,373sqft
$595,000
$433price/sqft
$4,019/moest. monthly cost
$160,760/yrincome needed

About This Home

40+ acres in the Kearney School District, featuring a highly usable mix of pasture and timber—set up and ready for horses, livestock, or whatever your heart desires. The property is fenced cross-fenced with a strong layout designed for functionality and future expansion. The main barn is the centerpiece, featuring (14) 12x12 stalls, a feed room, two tack rooms, a wash rack, and two loft storage areas, along with a viewing area into the indoor arena. The approximately 90x80 indoor arena offers quality footing, ideal for year-round riding and training. Outside, you’ll find 10 turnouts, 6 lean-to shelters, a 200x80 outdoor arena, and a round pen (included with the property)—creating a complete, turnkey equestrian setup. The infrastructure also lends itself well to landscaping companies, contractors, or anyone needing significant covered space, storage, and yard area for equipment and operations (buyer to verify county regulations). The land offers a great balance of open pasture and natural cover, with plenty of room to expand, ride, and dream big. There is a home on the property that is currently occupied and functional; however, it is being sold as-is and is best viewed as a secondary improvement. While livable, the primary value of this property lies in the land, barns, and overall setup. Some boarding tenants have expressed interest in remaining but are currently on month-to-month agreements. Existing income provides potential for immediate revenue; however, it is not guaranteed and is not part of the offering. This is a rare opportunity to acquire a well-laid-out acreage with substantial improvements and multiple use cases—equestrian operation, hobby farm, or business/storage use (subject to county approval). Finding 40 acres in Kearney is increasingly difficult. If you’re in the market for a property with significant potential—or a fun renovation project with a historic 1830s home—this one is worth a close look. Hard to find 40 acres—offers welcome

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

10/10
7/10
Kearney Middle SchoolGrades 6-73.0 mi
9/10
Kearney High SchoolGrades 10-123.9 mi

Construction

Condition

  • Property condition: Fixer

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Built-In Oven
  • Laundry features: Laundry Room,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bathroom1

  • Features: Linoleum,Shower Over Tub
  • Level: First
  • Area: 30

Bedroom2

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 180

Bedroom3

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Pantry,Wood Floor
  • Level: First
  • Area: 208

Features

  • Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Window features: Wood Frames
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,373

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Attic Fan

Interior Area

  • Total structure area: 1,373
  • Total interior livable area: 1,373 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First
  • Area: 140

Laundry

  • Features: Laminate Counters
  • Level: First
  • Area: 150

Living Room

  • Features: Ceiling Fan(s),Fireplace,Wood Floor
  • Level: First
  • Area: 225

Master Bedroom

  • Features: Walk-In Closet(s),Wood Floor
  • Level: First
  • Area: 165

Sitting Room

  • Features: Carpet
  • Level: Second
  • Area: 180

Property

Details

  • Parcel number: 076020001012.00
  • Horse amenities: Boarding Facilities

Features

  • Fencing: Metal,Other
  • Horses can be raised: Yes

Lot

  • Lot size: 40.61 Acres
  • Features: Acreage,Level

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$345$4,140
Property Taxes $525$6,300
Electricity $141$1,693
Total$4,019$48,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,794/yr
40% on housing$120,570/yr
45% on housing$107,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 64048$173
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64048$181
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$643,000
2019-12-01Listing removed$400,000
2019-06-13Price change$400,000
2019-05-20Listed for sale$425,000
2019-02-01Listing removed$425,000
2018-08-15Price change$425,000
2018-03-07Listed for sale$424,900

For Sale by Agent

AgentGlennon Real Estate Experts
BrokerageEXP Realty LLC

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