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998 Overton Dr NE, Fridley, MN, 55432

5beds
2baths
1,849sqft
$409,900
$222price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Motivated sellers! Welcome to this hard-to-find, updated 5-bedroom, 2-bath single-family home offering exceptional space and flexibility. Features include two full kitchens, ideal for multi-generational living or rental potential. Major updates: new furnace and water heater in 2023; updated electrical and plumbing in 2024; and the basement kitchen was completed in 2024. All offers are welcome, seller willing to negotiate closing cost. New photos added, including virtual staging to demonstrate multiple possibilities; new carpet installed downstairs in the basement; patio carpet replaced; refrigerator in the garage to remain with the new owner or be removed before closing.

Getting Around

29
WalkingCar-Dependent
33
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
Hayes Elementary SchoolGrades PK-40.4 mi
4/10
Fridley Middle SchoolGrades 5-80.7 mi
4/10

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Basement
  • Area: 121
  • Dimensions: 11x11

Bedroom5

  • Level: Basement
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement
  • Area: 176
  • Dimensions: 16x11

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 827
  • Finished area above ground: 1,022

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,044
  • Total interior livable area: 1,849 sqft

Kitchen

  • Level: Main
  • Area: 170
  • Dimensions: 17x10

Kitchen

  • Level: Basement
  • Area: 144
  • Dimensions: 16x9

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 133024220074
  • Zoning description: Residential-Single Family
  • Foundation area: 1022

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Fencing: Wood

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot
  • Lot size dimensions: 120 x 90

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$243$2,916
Property Taxes $487$5,844
Electricity $170$2,050
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 55432$133
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55432$188
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$409,900
2026-07-16Price change$434,900
2026-06-30Price change$449,900
2026-06-22Listed for sale$459,900
2026-06-08Listing removed$465,900
2026-05-28Listed for sale$465,900
2022-03-25Sold$314,000
2022-02-18Pending sale$314,000
2022-02-07Listed for sale$314,000
2022-01-23Pending sale$314,000
2021-11-05Price change$314,000
2021-09-17Price change$319,000
2021-09-03Listed for sale$325,000
2021-08-16Sold$307,200
2009-10-19Sold$175,000

For Sale by Agent

AgentAnna G Miranda
BrokerageBridge Realty, LLC

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