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824 W Elm Street, Springfield, MO, 65806

4beds
3baths
1,636sqft
$225,000
$138price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

Opportunity meets quality in this completely renovated stacked duplex! Thoughtfully rebuilt from the ground up, this versatile property offers two separate living spaces, making it an excellent opportunity for investors or owner-occupants looking to offset their housing costs with rental income.The main-level unit features a beautifully updated 3-bedroom, 2-bath floor plan complete with a welcoming covered front porch and spacious back deck. The upper-level unit offers a private 1-bedroom, 1-bath apartment with its own exterior entrance, full kitchen, comfortable living area, and private staircase, providing added privacy and flexibility.Extensive renovations include updated electrical service, plumbing, structural improvements, remodeled kitchens and bathrooms, new flooring, vinyl windows, updated appliances, rebuilt rear deck, exterior improvements, and numerous additional upgrades. Supporting documentation of the renovations is available in the MLS documents section.Conveniently located just minutes from downtown Springfield, Missouri State University, Drury University, Ozarks Technical Community College, shopping, dining, parks, and many other everyday amenities, this move-in-ready duplex is well-suited for a variety of ownership goals.The main-level unit is currently tenant occupied. Please allow a minimum of 24 hours' notice for all showings.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
89
BikeVery Bikeable

Schools

4/10
5/10
Jarrett Middle SchoolGrades 6-80.8 mi
4/10
Parkview High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1912

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,636

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Property

Details

  • Parcel number: 1323140001
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,840 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$296$3,552
Property Taxes $135$1,620
Electricity $141$1,693
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 65806$90
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65806$131
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$225,000
2026-05-23Listing removed$219,900
2026-05-04Price change$219,900
2025-12-23Listed for sale$237,000
2021-12-11Listing removed--
2021-11-09Pending sale$69,000
2021-11-09Price change$75,000
2021-11-06Listed for sale$68,000

For Sale by Agent

AgentKing Block
BrokerageBlock Realty

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