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5005 Winchester Ave #1, Ventnor, NJ, 08406

5beds
5baths
--sqft
$1,400,000
--price/sqft
$10,130/moest. monthly cost
$405,200/yrincome needed

About This Home

Experience coastal luxury in this stunning bayfront corner-unit townhouse, where space, sunlight, and spectacular views come together effortlessly. With 5 spacious bedrooms and 4.5 baths, this exceptional home offers plenty of room for family and guests. The bright open-concept layout is filled with natural light and thoughtfully designed to showcase breathtaking bay views and unforgettable sunsets. Expansive living and dining areas flow seamlessly, creating the perfect setting for entertaining or simply unwinding by the water. Boating enthusiasts will love the rare convenience of 2 boat slips, making it easy to head out and enjoy the bay right from home. Additional features include a 2-car garage and multiple levels that provide both privacy and flexibility. Major updates have already been completed, including a new roof and bulkhead updated in 2020, offering added peace of mind. Whether you are looking for a full-time waterfront residence or the perfect shore getaway, this remarkable bayfront home offers an incredible lifestyle in an unbeatable location.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Ventnor Elementary SchoolGrades PK-41.4 mi
7/10
Ventnor Middle SchoolGrades 5-81.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Cathedral Ceiling(s),Fireplace(s),Foyer,Master Bath,Pets Allowed,Skylight,Walk in/Cedar Closet
  • Flooring: Hardwood
  • Fireplace features: Built-In,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Property

Details

  • Parcel number: 3

Features

  • Levels: Three
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Water,Water View
  • On waterfront: Yes
  • Waterfront features: Bay Front,Bulkheaded
  • Frontage type: Bay/Harbor

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Hurricane
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$688$8,256
Property Taxes $2,170$26,040
Electricity $193$2,318
Total$10,130$121,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$347,314/yr
40% on housing$303,900/yr
45% on housing$270,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08406$488
Atlantic County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 08406$436
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$1,500,000

For Sale by Agent

AgentPAULA HARTMAN
BrokerageBHHS FOX and ROACH-Margate

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