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7236 Clear Rdg, Centerville, MN, 55038

3beds
2baths
1,566sqft
$390,000
$249price/sqft
$2,711/moest. monthly cost
$108,440/yrincome needed

About This Home

Welcome to this beautiful move-in-ready property in the highly desired Centennial School District. Located on a private cul-de-sac just minutes away from lakes, walking trails, parks, recreation, and shopping! Many updates throughout! Newer windows, exterior doors, garage door, furnace, a/c, smart thermostat, flooring, paint, railings, smart refrigerator, countertops, light fixtures, switches, outlets, and more! Prior owner installed a new roof and maintenance free siding! Lower level features a large family room and 3rd bedroom with private bathroom with jetted tub! Walk out from the dining room or the finished basement family room and enjoy the private deck that leads to a large fenced in backyard with a shed and firepit! Garage features work benches, lots of storage cabinets, and a new full sized 2nd screened garage door on a track system to keep the bugs out! Crawl space goes under the entire main level, offering tons of additional storage space! Schedule your showing today!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
Centerville ElementaryGrades K-50.3 mi
8/10
Centennial Middle SchoolGrades 6-83.6 mi
10/10
Centennial High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Level: Lower
  • Area: 253
  • Dimensions: 23x11

Features

  • Finished area below ground: 530
  • Finished area above ground: 1,036

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,566 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Living Room

  • Level: Upper
  • Area: 216
  • Dimensions: 18x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 143122340054
  • Zoning description: Residential-Single Family
  • Foundation area: 1036

Features

  • Levels: Three Level Split
  • Patio & porch: Deck
  • Fencing: Chain Link,Full,Privacy,Wood

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 173 x 66 x 28 x 170 x 34 x 31

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$185$2,220
Property Taxes $384$4,608
Electricity $170$2,050
Total$2,711$32,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,948/yr
40% on housing$81,330/yr
45% on housing$72,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$216
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$380,000
2026-07-30Price change$390,000
2026-07-09Listed for sale$395,000
2025-07-24Listing removed$395,000
2025-07-11Listed for sale$395,000
2019-04-15Sold$260,000
2019-03-01Pending sale$259,500
2019-02-02Price change$259,500
2019-01-15Price change$259,900
2018-10-11Listed for sale$263,500
1999-11-24Sold$147,777

For Sale by Agent

AgentAndrew Hodynsky
BrokerageEdina Realty, Inc.

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