See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1040 Central Ave, Hollister, CA, 95023

4beds
2baths
1,358sqft
$675,000
$497price/sqft
$4,680/moest. monthly cost
$187,200/yrincome needed

About This Home

Welcome to this inviting 3-bedroom, 1-bath home offering comfort, functionality, and exciting possibilities for future expansion. The property also features a permitted bonus room and additional bathroom in the garage, providing extra space that can be used as a home office, guest quarters, gym, or hobby room. The kitchen is equipped with a gas stove, new microwave, dishwasher, making it move-in ready for everyday living and entertaining. A dedicated dining area creates the perfect space for family meals and gatherings. Situated on a lot with excellent potential to build an ADU (Accessory Dwelling Unit) at the rear (buyer to verify with the city), this property offers a fantastic opportunity for multi-generational living or future rental income. Located in a great neighborhood close to schools, parks, shopping, and major commute routes, this home is ideal for first-time buyers, growing families, or investors looking for long-term value. Don't miss the opportunity to own a home that combines today's comfort with tomorrow's possibilities!

Getting Around

56
WalkingSomewhat Walkable
20
TransitMinimal Transit
53
BikeBikeable

Schools

4/10
6/10
Hollister HighGrades 9-121.0 mi
10/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Gas Oven/Range,Refrigerator
  • Laundry features: Gas Dryer Hookup

Bathroom

  • Features: Granite, PrimaryStallShowers, Tile

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,358
  • Total interior livable area: 1,358 sqft

Property

Details

  • Parcel number: 052211011000
  • Zoning: AP
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 6,817 sqft

Parking

  • Total spaces: -2
  • Parking features: Carport,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: -2
  • Carport spaces: -3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Benito County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$151$1,812
Property Taxes $718$8,616
Electricity $398$4,786
Total$4,680$56,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,457/yr
40% on housing$140,400/yr
45% on housing$124,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$497This listing

vs Other Active Listings

Avg $/sqft

ZIP 95023$435
San Benito County$464

vs Homes Sold Last Month

Median $/sqft

ZIP 95023$405
San Benito County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$675,000

For Sale by Agent

AgentEstela Torres
BrokerageIntero Real Estate Services

Similar Homes