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849 Monterey St, Hollister, CA, 95023

3beds
2baths
1,680sqft
$750,000
$446price/sqft
$5,315/moest. monthly cost
$212,600/yrincome needed

About This Home

Rare income opportunity in San Benito County! This property offers two dwelling units on a 5,948 sq. ft. lot. Charming main house (1,680 sq. ft.) features a welcoming front porch, 2 bedrooms + loft, 1 bath, and unfinished basement. Detached 375 sq. ft. studio with a 1-bedroom and 1-bath. The studio has a separate entrance. perfect for rental income, guests, or a home office. Plus a carport and a storage shed. Full of character and flexible living options! Walking distance to downtown Hollister!

Getting Around

90
WalkingVery Walkable
20
TransitMinimal Transit
55
BikeBikeable

Schools

2/10
4/10
Rancho San Justo SchoolGrades 6-80.6 mi
6/10
Hollister HighGrades 9-120.4 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Crawl Space,Reinforced Concrete
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Heating & Cooling

  • Heating features: Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 056012030000
  • Zoning: DMU
  • Special condition: Standard

Lot

  • Lot size: 5,948 sqft

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Benito County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$168$2,016
Property Taxes $957$11,484
Electricity $398$4,786
Total$5,315$63,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,228/yr
40% on housing$159,450/yr
45% on housing$141,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 95023$434
San Benito County$464

vs Homes Sold Last Month

Median $/sqft

ZIP 95023$405
San Benito County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$750,000

For Sale by Agent

AgentLorena Murillo Weldon
BrokerageeXp Realty of California Inc

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