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1441 Jones St APT 301, San Francisco, CA, 94109

1beds
1baths
938sqft
$640,000
$682price/sqft
$4,640/moest. monthly cost
$185,600/yrincome needed

About This Home

This Below Market unit (BMR) is available thru the Mayor's Office of Housing and Community Development (MOHCD) and is subject to resale controls, monitoring and other restrictions. Welcome to 1441 Jones Street, ideally situated in the prestigious Nob Hill neighborhood. Enjoy breathtaking panoramic views from the rooftop showcasing the Golden Gate, Bay Bridge, and sweeping city vistas. This rarely available one-bedroom residence offers an inviting and well-designed floor plan in a highly sought-after location. Set within an iconic, boutique of only 14 units, this home is filled with abundant natural light and features a formal entry, separate dining room, well-maintained kitchen, and a spacious pantry. Elevator access is available within the building. Leased parking options in the neighborhood available. A wonderful opportunity for a Below Market Rate (BMR) fair housing opportunity! Available at 120% Area Median Income (AMI). Maximum income for 1 person = $130,900; 2 people = $149,650; 3 = $168,300; etc. Must be a first-time homebuyer and income-eligible. Program information is available on DAHLIA, the San Francisco Housing Portal (https://housing.sfgov.org) The unit is available on a first come first served basis with applications being accepted starting 3/17/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000G9pIDEAZ to view the listing and for application & program info. The next open house will be Sunday, 3/15/2026 from 2-4 PM. Shown by appointment with 36 hours advanced notice. Please contact the listing agent, Kimberly Wong, Compass, (415) 890-5811. Call or text. DO NOT contact us through showing time. Fair Housing Opportunity.

Getting Around

98
WalkingWalker's Paradise
99
TransitRider's Paradise
63
BikeBikeable

Schools

7/10
Marina Middle SchoolGrades 6-81.3 mi
7/10
Galileo High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Original
  • Year built: 1916

Materials

  • Foundation: Concrete
  • Roof: Flat
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Edwardian
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Oven,Free-Standing Refrigerator,Range Hood,Microwave
  • Laundry features: In Garage

Bathroom

  • Features: Tile, Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Room
  • Level: Main
  • Area: 0

Family Room

  • Area: 0

Features

  • Elevator,Formal Entry,Storage
  • Window features: Dual Pane Partial
  • Flooring: Wood
  • Common walls with other units/homes: End Unit

Heating

  • Heating features: Steam

Interior Area

  • Total structure area: 938
  • Total interior livable area: 938 sqft

Kitchen

  • Features: Breakfast Area, Granite Counters, Pantry Closet
  • Level: Main
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bedroom

  • Features: Walk-In Closet
  • Area: 0

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 0188045
  • Attached to another structure: Yes
  • Special condition: Housing Assist Program,Offer As Is
  • Other equipment: Intercom

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Bay,Bay Bridge,Bridge(s),City,Golden Gate Bridge,San Francisco
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 6,926 sqft

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$295$3,540
Property Taxes $711$8,532
Electricity $398$4,786
Total$4,640$55,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,085/yr
40% on housing$139,200/yr
45% on housing$123,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$682This listing

vs Other Active Listings

Avg $/sqft

ZIP 94109$788
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94109$966
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Listed for sale$640,000
2020-12-02Sold$489,560
2020-09-06Pending sale$489,560
2020-07-10Listed for sale$489,560
2009-09-22Sold$318,500
2009-08-08Listed for sale$318,106
2004-03-26Sold$473,000

For Sale by Agent

AgentKimberly J. Wong
BrokerageCompass

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