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946 Stockton St APT 9E, San Francisco, CA, 94108

2beds
2baths
769sqft
$725,000
$943price/sqft
$4,863/moest. monthly cost
$194,520/yrincome needed

About This Home

Positioned on Stockton Street in one of San Francisco's most vibrant, walkable corridors, this 2 bedroom, 2 bathroom condo with bonus alcove offers cozy city living in the heart of Chinatown. Inside, double paned windows, in unit washer/ dryer, fresh paint, and a versatile bonus room (ideal for a home office or extra storage) make the most of every square foot, while two full bathrooms add comfort and flexibility for residents and guests. On the 9th floor, the home rises above street level energy with sweeping views of Nob Hill, North Beach, and the western city skyline. Connectivity is exceptional: directly across from the Central Subway Station, with a Walk Score of 99 and Transit Score of 100, among the most accessible addresses in San Francisco. Whether you're a first time buyer, downsizing, or seeking a well located urban home base, this residence offers a rare blend of views, walkability, and convenience.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
66
BikeBikeable

Schools

7/10
Marina Middle SchoolGrades 6-81.6 mi
7/10
Galileo High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1970

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Interior Area

  • Total structure area: 769
  • Total interior livable area: 769 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0210A047
  • Attached to another structure: Yes
  • Special condition: Standard

Lot

  • Lot size: 10,062 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$40$480
Property Taxes $760$9,120
Electricity $398$4,786
Total$4,863$58,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,731/yr
40% on housing$145,890/yr
45% on housing$129,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$943This listing

vs Other Active Listings

Avg $/sqft

ZIP 94108$758
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94108$1,312
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Listed for sale$725,000
2016-05-03Sold$799,000
2016-04-01Pending sale$799,000
2016-03-11Listed for sale$799,000
2015-12-02Sold$705,000
2013-12-01Listing removed$2,950
2013-10-25Listed for rent$2,950

For Sale by Agent

AgentMindy Tsoi
BrokerageIntero Real Estate Services

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