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1001 Pine St Unit 1308, San Francisco, CA, 94109

0beds
1baths
450sqft
$499,000
$1,109price/sqft
$3,693/moest. monthly cost
$147,720/yrincome needed

About This Home

Perched atop prestigious Nob Hill, this well- appointed studio at Pine Terrace offers the perfect blend of charm and exceptional city living. Bathed in natural light, the residence showcases unobstructed skyline views, creating a stunning backdrop from sunrise to sunset. Thoughtfully designed to maximize both style and functionality, the home features a custom-built Murphy bed handcrafted by a local Nob Hill designer, complete with an integrated desk and built-in cabinetry that effortlessly transforms the living space. The charming eat-in kitchen exudes timeless retro-inspired character, while a spacious walk-in closet and additional built-in shevling provide exceptional organization throughout. Residents of this pet-friendly building enjoy an exceptional suite of amenities: A rooftop deck with panoramic San Francisco views, community recreation room/ library, on-site laundry & gym (coming-soon!), and deeded parking & spacious storage cage--all thoughtfully included in a reasonable $570/mo HOA. Ideally located in one of San Francisco's most iconic neighborhoods, Pine Terrace places you just moments from Huntington Park, Grace Cathedral, Downtown, Financial District, acclaimed restaurants, neighborhood cafes, and boutique shopping. With an exceptional Walk Score of 99 and a perfect Transit Score of 100, convenience is woven into everyday life. Whether you're seeking the perfect pied--terre, a sophisticated first home, or an elegant city retreat, this thoughtfully designed home offers a rare opportunity to enjoy timeless Nob Hill living with effortless convenience.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
58
BikeBikeable

Schools

2/10
7/10
Marina Middle SchoolGrades 6-81.5 mi
7/10
Galileo High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Free-Standing Refrigerator,Range Hood
  • Laundry features: Upper Level

Bathroom

  • Features: Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Storage
  • Flooring: Carpet,Wood

Interior Area

  • Total structure area: 450
  • Total interior livable area: 450 sqft

Kitchen

  • Features: Quartz Counter
  • Area: 0

Living Room

  • Features: View
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0275A144
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Deck
  • Exterior features: Covered Courtyard
  • Has view: Yes
  • View description: City,City Lights,Downtown

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached,Covered,Enclosed,Garage Door Opener,Inside Entrance,Side By Side,On Site
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$230$2,760
Property Taxes $542$6,504
Electricity $398$4,786
Total$3,693$44,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,617/yr
40% on housing$110,790/yr
45% on housing$98,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,109This listing

vs Other Active Listings

Avg $/sqft

ZIP 94109$789
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94109$966
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$499,000
2019-03-15Sold$575,000
2019-02-05Pending sale$599,000
2018-11-19Price change$599,000
2018-11-09Listed for sale$553,000
2018-09-25Listing removed$553,000
2018-08-31Pending sale$553,000
2018-08-23Listed for sale$553,000
2009-03-18Sold$350,000
2001-03-16Sold$300,000

For Sale by Agent

AgentJudy Lin
BrokerageLegacy Real Estate

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