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1145 Pine St APT 46, San Francisco, CA, 94109

1beds
1baths
604sqft
$650,000
$1,076price/sqft
$4,689/moest. monthly cost
$187,560/yrincome needed

About This Home

Top-floor 1912 Edwardian with Downtown skyline and city views, at the edge of Nob Hill. Dual south-facing bay windows frame the outlook and fill the open living/dining room with light. 1bd/1ba, 604 sq ft (per graphic artist). Oak floors run throughout, with artisan stained glass at the front door. Kitchen features a four-burner Bertazzoni Italian range. Refreshed full bath. Generous walk-in closet just off the bedroom, plus a WiFi-connected Frigidaire Gallery AC for smart comfort. A shared elevator makes top-floor living effortless. Walk Score 99 (Walker's Paradise): the California Street cable car sits one block north at California & Jones, with Powell lines toward Union Square. Coffee at Another Cafe or Souvenir, a corner run to Pine & Jones Market, dinner at Nob Hill Cafe or Wabi-Sabi, brunch at Mayaflor, all on foot. Stroll to Huntington Park and Grace Cathedral, or up to Ina Coolbrith Park for Bay views. Quick access to US-101 and the Bay Bridge; SFO about 25 minutes. A light-filled Edwardian perch with a skyline outlook and everything on foot.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
62
BikeBikeable

Schools

2/10
7/10
Marina Middle SchoolGrades 6-81.4 mi
7/10
Galileo High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1912

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Oven,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood
  • Laundry features: In Basement

Bathroom

  • Features: Tile, Tub w/Shower Over, Window

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Bay Window(s)
  • Flooring: Tile,Wood
  • Common walls with other units/homes: No One Above

Interior Area

  • Total structure area: 604
  • Total interior livable area: 604 sqft

Kitchen

  • Area: 0

Living Room

  • Features: View
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0276139
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Downtown,San Francisco

Lot

  • Lot size: 5,170 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$299$3,588
Property Taxes $706$8,472
Electricity $398$4,786
Total$4,689$56,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,765/yr
40% on housing$140,670/yr
45% on housing$125,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,076This listing

vs Other Active Listings

Avg $/sqft

ZIP 94109$788
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94109$966
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$650,000
2022-05-23Sold$700,000
2022-05-01Listed for sale$699,000
2020-02-27Listing removed$4,190
2020-02-20Price change$4,190
2019-12-20Price change$4,290
2019-12-09Price change$4,190
2019-11-12Price change$3,290
2019-07-30Price change$4,190
2019-06-21Price change$4,290
2019-05-14Price change$3,600
2019-05-07Listed for rent$3,850
2017-12-28Sold$647,000
2016-05-31Sold$598,000
2016-05-02Pending sale$598,000
2016-04-15Listed for sale$598,000

For Sale by Agent

AgentRuth Krishnan
BrokerageCompass

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