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795 Sutter St #602, San Francisco, CA, 94109

2beds
2baths
1,304sqft
$1,199,000
$919price/sqft
$8,220/moest. monthly cost
$328,800/yrincome needed

About This Home

Perched atop a classic pre-war building in the heart of Lower Nob Hill, Residence 602 is a rare and distinguished penthouse offeringan exceptional top-floor corner unit that seamlessly blends historic character with curated modern upgrades. As the only residence in the building with its own fireplace, this home holds a unique place in the property's architectural story. The building itself reflects the enduring craftsmanship of early 20th-century San Francisco design, where attention to detail and quality materials were paramount. Public spaces in the building are adorned with exquisite crown moldings enhanced by 22-karat gold leafan elegant and uncommon refinement that speaks to the building's pedigree and timeless appeal. Inside, the residence continues this narrative of elevated living with ornate crown molding with 22-karot gold leafing in the main rooms and a period paneled dining room with exquisite detail to craftsmanship. The thoughtfully designed kitchen is both functional and striking, anchored by a commercial-grade four-burner gas stove and complemented by Alba Chiara marble surfaces that extend across the countertops and breakfast tablecreating a cohesive and luxurious culinary environment. A charming breakfast area, framed by French doors, invites morning light and offers an intimate setting for dining or quiet retreat. Modern conveniences have been seamlessly integrated, including a new convection microwave system vented directly to the roofan uncommon and highly desirable feature in city living. With two bedrooms and one-and-a-half baths, this penthouse residence offers both comfort and flexibility, all while capturing the privacy and light afforded by its premier corner, top-floor positioning. This is more than a homeit is a rare opportunity to own a piece of San Francisco's architectural legacy, elevated with bespoke enhancements and timeless design.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
71
BikeVery Bikeable

Schools

2/10
7/10
Marina Middle SchoolGrades 6-81.5 mi
7/10
Galileo High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1913

Materials

  • Foundation: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Edwardian
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Microwave

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Room
  • Area: 0

Family Room

  • Area: 0

Features

  • Elevator,Formal Entry,Storage
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit,No One Above

Heating

  • Heating features: Central,Steam

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Kitchen

  • Features: Breakfast Area, Dumbwaiter, Marble Counter
  • Level: Main
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bathroom

  • Features: Tub w/Shower Over

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0298055
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: Bay,City,City Lights
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 6,944 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$552$6,624
Property Taxes $1,208$14,496
Electricity $398$4,786
Total$8,220$98,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,828/yr
40% on housing$246,600/yr
45% on housing$219,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$919This listing

vs Other Active Listings

Avg $/sqft

ZIP 94109$785
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94109$966
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$1,199,000
2013-03-28Sold$1,250,000
2013-03-09Listed for sale$1,250,000
2004-07-15Sold$715,000
1997-08-15Sold$210,000

For Sale by Agent

AgentLance Fulford
BrokerageCompass

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