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616 39th Ave, San Francisco, CA, 94121

7beds
4baths
3,013sqft
$1,799,000
$597price/sqft
$11,936/moest. monthly cost
$477,440/yrincome needed

About This Home

Live large in this Richmond District classic where 1920s charm meets modern flexibility. An inviting foyer and elegant staircase lead to the main level with three bedrooms, a formal dining room, a bright living room, one and a half baths, and a kitchen are ready for everyday living. A rear stairway connects to a private backyard with an oversized yard. The lower level offers four flexible rooms ideal for a home gym, media space, guests, or creative use. Two full baths, and laundry make this level a true extension of the home. Garage parking plus off street space for three or more cars is a rare bonus. Located minutes from Golden Gate Park, Lands End, and Ocean Beach, with Clement and Balboa Street shops and dining nearby.

Getting Around

89
WalkingVery Walkable
67
TransitGood Transit
70
BikeVery Bikeable

Schools

7/10
9/10
Presidio Middle SchoolGrades 6-80.6 mi
8/10

Construction

Condition

  • Property condition: Original
  • Year built: 1923

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Range Hood,Dryer,Washer

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 0

Family Room

  • Level: Lower
  • Area: 0

Features

  • Flooring: Carpet,Wood,Other
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating

  • Heating features: Central,Natural Gas

Interior Area

  • Total structure area: 3,013
  • Total interior livable area: 3,013 sqft

Kitchen

  • Level: Lower,Main
  • Area: 0

Living Room

  • Level: Lower,Main
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 1581 026
  • Attached to another structure: Yes
  • Special condition: Offer As Is

Features

  • Fencing: Back Yard,Wood

Lot

  • Lot size: 3,600 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Independent,On Site (Single Family Only)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$256$3,072
Property Taxes $1,938$23,256
Electricity $646$7,753
Total$11,936$143,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$409,234/yr
40% on housing$358,080/yr
45% on housing$318,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$597This listing

vs Other Active Listings

Avg $/sqft

ZIP 94121$800
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94121$1,000
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$1,799,000
2026-07-30Listed for sale$1,799,000
1999-03-03Sold$575,000

For Sale by Agent

AgentVictor Lew
BrokerageVictor Lew, Broker

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