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627 22nd Ave, San Francisco, CA, 94121

2beds
1baths
1,075sqft
$1,095,000
$1,019price/sqft
$7,286/moest. monthly cost
$291,440/yrincome needed

About This Home

This sale subject to court confirmation and possible overbidding. Located in the highly desirable Central Richmond neighborhood, this vacant home presents an exceptional opportunity to restore, renovate, or reimagine. The main level features a spacious living room, formal dining room, kitchen, two bedrooms, a sunroom adjoining one bedroom, a full bathroom, and an enclosed laundry porch off the kitchen. With potential for expansion within the existing structure, the generous basement and garage provide additional possibilities for future living space, storage, or other improvements. Buyer to investigate all expansion and development possibilities. Property is sold strictly AS IS. A rare opportunity to create a remarkable home in one of San Francisco's most sought-after neighborhoods. Buyer is advised to independently verify square footage, room dimensions, permitted use, and property characteristics to their satisfaction.

Getting Around

90
WalkingWalker's Paradise
71
TransitExcellent Transit
78
BikeVery Bikeable

Schools

9/10
9/10
Presidio Middle SchoolGrades 6-80.6 mi
8/10

Construction

Condition

  • Property condition: Fixer,Original
  • Year built: 1922

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Wood

Interior Area

  • Total structure area: 1,075
  • Total interior livable area: 1,075 sqft

Kitchen

  • Features: Breakfast Area
  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 1622004
  • Attached to another structure: Yes
  • Special condition: Offer As Is,Third Party Approval

Features

  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 2,996 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Inside Entrance,Independent,On Site (Single Family Only)
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$156$1,872
Property Taxes $1,196$14,352
Electricity $398$4,786
Total$7,286$87,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,805/yr
40% on housing$218,580/yr
45% on housing$194,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,019This listing

vs Other Active Listings

Avg $/sqft

ZIP 94121$801
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94121$1,000
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$1,095,000
2026-07-19Listed for sale$1,095,000

For Sale by Agent

AgentMerri Pontar-Rawski
BrokeragePontar Real Estate

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