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855 La Playa St APT 457, San Francisco, CA, 94121

2beds
2baths
1,201sqft
$899,000
$749price/sqft
$6,189/moest. monthly cost
$247,560/yrincome needed

About This Home

Coveted top-floor corner home with skylights, private outdoor space + OCEAN VIEWS! Wake up to ocean breezes and fall asleep to the soothing sound of surf in this coastal retreat perched above it all. The light-filled living room is framed with expansive windows, has a charming decorative fireplace, and ocean-view deck showcasing captivating white-cap vistas. Updated kitchen has new stainless appliances and breakfast bar that offers an open flow for everyday living + entertaining. Ideal two-bedroom layout with distinct separation provides privacy + versatility for guests, a home office, or creative space. Spacious primary suite features a skylit dressing area filled with natural light, two closets-including a walk-in closet + tiled step-in shower. Unwind on the deck with the soothing backdrop of the Pacific Ocean, enjoy your morning coffee and rejuvenate in the crisp sea air. Neighboring Golden Gate Park and Ocean Beach offer immediate access to sand, surf, scenic trails + open green space. Convenient to public transit, Safeway, Andytown Coffee, Beach Chalet, Balboa Street corridor, Lands End, and more! In-unit laundry, deeded storage, and exclusive two-car tandem garage parking. *Vintage 1980's Palm Beach Regency-style furnishings may be included with the sale.

Getting Around

70
WalkingSomewhat Walkable
62
TransitGood Transit
87
BikeVery Bikeable

Schools

7/10
9/10
Presidio Middle SchoolGrades 6-81.3 mi
8/10

Construction

Condition

  • Property condition: Original
  • Year built: 1982

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Trash Compactor,Dishwasher,Disposal,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave,Dryer,Washer
  • Laundry features: Laundry Closet

Bathroom

  • Features: Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Bar, Dining/Living Combo
  • Level: Main
  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Greenhouse Window(s),Skylight(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit,No One Above

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 1,201
  • Total interior livable area: 1,201 sqft

Kitchen

  • Level: Main
  • Area: 0

Living Room

  • Features: Deck Attached, View
  • Level: Main
  • Area: 0

Master Bathroom

  • Features: Closet, Shower Stall(s), Skylight/Solar Tube, Tile, Walk-In Closet

Master Bedroom

  • Features: Balcony, Closet, Outside Access, Sitting Area, Walk-In Closet
  • Area: 0

Property

Details

  • Parcel number: 1692101
  • Attached to another structure: Yes
  • Special condition: Trust

Features

  • Levels: One
  • Patio & porch: Uncovered Deck
  • Exterior features: Balcony,Outdoor Grill,Fire Pit,Uncovered Courtyard
  • Has view: Yes
  • View description: Garden,Ocean,Park/Greenbelt
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Topography of land: Coast

Lot

  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Assigned,Attached,Garage Door Opener,Guest,Inside Entrance,Private,Tandem,Underground,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$128$1,536
Property Taxes $1,118$13,416
Electricity $398$4,786
Total$6,189$74,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,194/yr
40% on housing$185,670/yr
45% on housing$165,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$749This listing

vs Other Active Listings

Avg $/sqft

ZIP 94121$803
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94121$1,000
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Listed for sale$899,000
2025-12-01Listing removed$3,500
2025-11-21Listed for rent$3,500

For Sale by Agent

AgentMonique A. Wong-Lee
BrokerageReal Brokerage Technologies

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